Alabama Insurance CE Requirements

Licenses are required to complete 24 hrs of continuing education every two years by the last day of their birth month.

Compliance Date is last date of birth month every two years.

• Ethics Requirement: 3 hrs. for Producers and 1.5 hr. requirement for Service Representatives
• Flood Requirement: Resident producers - 3 hr. NAIC compliant Flood Training course on one time basis if selling Flood Insurance
• Long Term Care Requirement:
•Resident Producers who sell long term care must have a one-time 8 hr. NAIC approved course and a four hour renewal course for each renewal period thereafter.
•Non-Resident Producers must take an 8 hr. NAIC approved course in their resident state in order to meet the AL requirement.

License renewal date is the last day of the licensee's birth month, biennially.

• Independent self-study courses.
• Classroom study/seminar.

Self-study final exams are required to be monitored by a disinterested third party (i.e., someone with no business or family relationship to the student).

A maximum of 24 hrs may be carried over to the next reporting period.

Courses may not be taken for credit more than once in each reporting period.

• Individuals who are at least 60 years of age and have been licensed continuously in Alabama for at least 15 years.
• Individuals who are CLUs, CPCUs, CICs, ChFCs, CFPs, RHUs, REBCs, CHCs or ARMs.
• Individuals licensed only for lines of insurance for which a license exam is not required.
• Individuals licensed only for automobile physical damage insurance, industrial fire (debit fire) insurance and/or physical damage coverage on household goods.
• Insurance company officers who are not engaged in the active sale of products.
• Individuals licensed less than one year at the time of the first CE compliance date are exempt for that first reporting period.

For Continuing Education:
Alabama Insurance Department
Agent's Licensing Division
Suite 1700, 201 Monroe St.
Montgomery, AL 36104
Contact/Phone #(334) 241-4126

For License Renewal:
Alabama Insurance Department
Agent's Licensing Division
Suite 1700, 201 Monroe St.
Montgomery, AL 36104
Contact/Phone #(334) 241-4126
www.aldoi.org

1. Student will pay and enroll in the course.
2. Student will answer security and validation questions throughout the course validating the identity of the student.
3. Student will pass each lesson quiz before proceeding to the next lesson ensuring the mastery of the lesson.
4. If the student fails the end of lesson quiz, the student will be forced to repeat the lesson till he/she passes the quiz.
5. Upon the successful completion of the course, the student will be locked out of the final exam unless the student gets in touch with the proctor.
6. The proctor will type in an encrypted code to unlock the final exam.
7. At that point student will be able to take a CLOSED BOOK final exam to ensure that the student does not cheat .
8. Student will be allowed to take the final no more than 3 times.
9. Upon successful completion, student completion date, time, and grades will posted on the online Compliance Management System (CMS).