We know that you tend to think of acquiring CE credits as a necessary evil, but the best way to deal with them is to focus on the personal benefits of insurance CE training. We encourage you to embrace them as great ways to keep you informed about changing laws and policies—and to help you become a better agent for your clients, staff, and colleagues.
Polices and laws for insurance agents vary from state to state. Insurance CE requirements and acceptance of qualifying continuing education credits will also vary based on state regulations. Depending upon the state of certification, alternatives to classroom instruction are available for viable continuing education certification. Here are a couple of options for insurance professionals in Texas:
Programs and Examinations
There are 15 self-study credit hours to be had—if you successfully pass qualifying examinations as conclusions to national certification programs for licensure. Usually, at least 70% of the exam is about applications, while the remaining percentage is related to knowledge and recall. Successful completion of an exam typically consists of 70% accuracy.
The Other Side of Classroom Instruction
If you teach any part of a certified continuing education course, then you may earn continuing education credits. The number of hours you earn may not exceed the total number of credit hours students receive for the course that you teach. For example, if the course you teach is worth 3 credit hours, then you may receive no more than 3 credit hours yourself. You may also claim self-study credit hours for the time it takes you to prepare for class instruction. It will be based on the same value premise as your course instruction credit. No more than half of the total credits that you need may be earned this way.
Live presentations—such as structured discussion groups, live seminars or webinars, and teleconferences—may also be accepted for credit. Once a full-hour credit is established, then credits may be allowed to accrue every half hour after. If the presentation is not directed toward financial services, then it will not be accepted. This includes, but is not limited to, general public audiences, presentations made for marketing purposes, and multimedia talk shows.
Being an author may also save you the headache of course instruction. Submission of books, courses or articles that have been published under your name may be reviewed for continuing education credit. Even if they are found to be acceptable, they may not be the source of more than 50% of your total required CE credits. Magazine and newspaper articles will not be accepted.
Membership has its Privilege
Do you belong to a state or national insurance association? Membership is a good idea because it is in your best professional interest to make connections with like-minded people, but it also affords an opportunity to earn up to 4 continuing education credits.
For those of you who do not have the time or the inclination to take courses to satisfy your CE requirements, there are other ways to earn insurance continuing education credits. Though they may be alternatives to the traditional course instruction, they are detailed, specific, and are in no way a simple substitution. They require legitimate effort on your part, but they do allow much more room for creativity and innovation. We care about providing continuing education information for insurance agents… Hopefully, this will serve as an impromptu insurance CE FAQ. Follow our blog for more tips!