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Insurance CE

learninsurance.com is a fully accredited provider of insurance continuing education courseware for California. Because our training is entirely online and the lessons can be taken when you have time, our courses are perfect for today’s hectic schedules.

We offer comprehensive training to help you ramp up your insurance career in California. Be sure to check with your state to make sure you’re meeting the requirements in California prior to enrolling.

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Packages

If you purchase the Unlimited CE package, you can get all of the individually listed courses below for $39.95! (State filing fees will be added to the cart separately.)

Individual Courses below are offered for regular retail price if purchased separately.

  • California 24 HR P&C Package

    California 24 HR P&C Package

    The package comprises of the following courses:  Ethics for Insurance Professionals  CA…

    Package Includes:

    • Ocean Marine Insurance
    • Personal Auto Insurance
    • Legal Responsibilities of the Insurance Agent
    • View Package Details
    • Included Courses
    • online
    • Online Package
    • $51.25
  • California 24 HR L&H Package

    California 24 HR L&H Package

    The package comprises of the following courses: Ethics for Insurance Professionals  CA…

    Package Includes:

    • Estate Planning Advanced
    • Personal Life Insurance
    • Consumer Protection Law
    • View Package Details
    • Included Courses
    • online
    • Online Package
    • $51.25

Individual Courses

learninsurance.com has partnered with PreLicenseTraining.com to offer their fully accredited mandatory California insurance prelicense coursework for preparing for examination through the California Department of Insurance. These courses are 100% online and include everything you need to take and pass your exam. The State of California requires an insurance prelicensing course be completed prior to taking the State Insurance Licensing Examination. The following courses are approved by the California Department of Insurance, and are designed to help you pass the rigorous State Insurance Licensing Exam.

Course Name
Credit Type
Course Delivery
Credit Hours
Price
QTY
  • 529 Plans

    529 Plans

    529 Plans

    This course presents an overview of 529 Plans and their components, compliance issues associated with them, and how to determine the right plan for clients. The cost of an average four-year college education is estimated to soon grow to $100,000, and tuition is rising annually. Without a proper investment strategy, funding a child’s college education is prohibitive for many Americans. 529 Plans (The Plan) provide investors with a means of earmarking investments specifically for educational purposes.

    Credit Hours: 0.0
    Price: $5.00
    No. of Users:
    This course presents an overview of 529 Plans and their components, compliance issues associated with…
    Credit Type:
    online course
    Online Package
    Credit Hours: 0.0
    $1.00
    QTY.
  • Agency Operations

    Agency Operations

    Agency Operations

    This course is designed to encompass key issues in the business of agency operations. It looks at the various aspects of risk management, and outlines the workings of the insurance markets as they exist today. To highlight the importance of procedural issues, the course also focuses on issues of Errors and Omissions, and links the same to various aspects of the agency business.

    Credit Hours: 1.0
    Price: $30.00  $10
    No. of Users:
    This course is designed to encompass key issues in the business of agency operations. It…
    Credit Type:
    online course
    Online Package
    Credit Hours: 1
    $30.00 $10
    QTY.
  • Anti-Money Laundering

    Anti-Money Laundering

    Anti-Money Laundering

    Money laundering plays a fundamental role in facilitating the ambitions of the drug trafficker, the terrorist, the organized criminal, the insider dealer, and the tax evader, as well as the many others who need to avoid the kind of attention from the authorities that sudden wealth from illegal activities brings. By engaging in this type of activity, criminals hope that their proceeds will be beyond the reach of asset forfeiture laws. Financial institutions such as insurance companies are at the forefront of the battle against the money launderers. Under current legislation, insurance companies are responsible for policing their financial dealings and reporting any suspicious transactions. This course will dwell upon the new regulatory environment of the insurance industry vis a vis money laundering, specifically the USA Patriot Act 2001. The course aims to highlight the key aspects of the USA Patriot Act namely, the Suspicious Activities Report (SAR) and the Know Your Customer provision (KYC).

    Credit Hours: 2.0
    Price: $20.00
    No. of Users:
    Money laundering plays a fundamental role in facilitating the ambitions of the drug trafficker, the…
    Credit Type:
    online course
    Online Package
    Credit Hours: 2
    $20.00
    QTY.
  • Commercial General Liability Insurance

    Commercial General Liability Insurance

    Commercial General Liability Insurance

    The peril of liability is one of the most severe risks facing any organization today. Operating an organization without liability insurance puts owners at risk. Learning about liability insurance is a great way to prolong the life of your organization! This course covers broad issues of liability insurance and Workers’ Compensation.

    Duration: 3 hrs.
    Price: $30.00
    No. of Users:
    The peril of liability is one of the most severe risks facing any organization today….
    Credit Type:
    online course
    Online Package
    Credit Hours: 3
    $30.00
    QTY.
  • Consumer Protection Law (FL)

    Consumer Protection Law (FL)

    Consumer Protection Law (FL)

    This course will provide you with an understanding of basics of consumer protection and the various Federal consumer protection laws. The area of consumer credit is covered in some detail due to it’s over riding influence in our daily lives. The role and activities of the Bureau of Consumer Protection are explored with an emphasis on the financial and marketing practices of the bureau. Also briefly explained are common violations of consumer protection laws.

    Credit Hours: 0.0
    Price: $1.00
    No. of Users:
    This course will provide you with an understanding of basics of consumer protection and the…
    Credit Type:
    online course
    Online Package
    Credit Hours: 0.0
    $1.00
    QTY.
  • Consumer Protection Law (LO)

    Consumer Protection Law (LO)

    Consumer Protection Law (LO)

    This course will provide you with an understanding of basics of consumer protection and the various Federal consumer protection laws. The area of consumer credit is covered in some detail due to its over riding influence in our daily lives. The role and activities of the Bureau of Consumer Protection are explored with an emphasis on the financial and marketing practices of the bureau. also briefly explained are common violations of consumer protection laws.

    Credit Hours: 1.0
    Price: $5.00
    No. of Users:
    This course will provide you with an understanding of basics of consumer protection and the…
    Credit Type:
    online course
    Online Package
    Credit Hours: 1
    $5.00
    QTY.
  • Creating Value through Financial Management

    Creating Value through Financial Management

    Creating Value through Financial Management

    This course provides a concise overview of how financial management is used to create higher market values for an organization. Since the information contained within these lessons deals with advanced topics, the user should have a good working knowledge of both accounting and financial management prior to taking this course.

    Credit Hours: 4.0
    Price: $15.00
    No. of Users:
    This course provides a concise overview of how financial management is used to create higher…
    Credit Type:
    online course
    Online Package
    Credit Hours: 4
    $15.00
    QTY.
  • Employer Practices

    Employer Practices

    Employer Practices

    The impact of Employer Practices for the insurance industry has become increasingly subject to legal constraints. An expanding series of laws regulate almost every facet of the employer-employee relationship. The laws deal with employee recruitment, testing, wages, benefits, nondiscrimination, occupational safety and health, workers compensation, wrongful discharge, unemployment insurance, pensions and other matters. Employers in the insurance industry must have knowledge of the law to avoid pitfalls. Employees in the insurance industry must also have knowledge of the law s- they can defend themselves when employers act illegally or when they feel their rights have been violated. Although the study of Employer Practices is worthy of several volumes, this course will provide a general overview of the more common employer practice issues confronting the insurance industry. to set the stage a brief overview is given of the industry and its employment of agents and brokers, who will be taking this course. This is followed by a history of the employer-employee relationship. In chapter one the laws are placed on a time line providing a rationale for why these prohibitions and rights were created. With this information as the foundation, the laws are outlined and employer practices, from pre-hiring to postotermination, are reviewed. This overview provides some practical applications to the law. Suggestions are made as to some dos and donts that should be considered.

    Credit Hours: 6.0
    Price: $30.00
    No. of Users:
    The impact of Employer Practices for the insurance industry has become increasingly subject to legal…
    Credit Type:
    online course
    Online Package
    Credit Hours: 6
    $30.00
    QTY.
  • This course covers broad issues on Employment and Labor laws as it applies to Insurance…
    Credit Type:
    online course
    Online Package
    Credit Hours: 6
    $25.00
    QTY.
  • Estate Planning Advanced

    Estate Planning Advanced

    Estate Planning Advanced

    This course focuses on are the proper methods of holding legal title to property during your life, and passing your estate on to your heirs in a manner and timing of your choosing, all with minimum taxes and intervention by the legal system. It begins with a consideration of the estate planning process and the documents of transfer. The course then addresses the unified transfer tax system and the calculation of an individuals estate tax liability. Estate planning techniques such as trusts, marital and charitable deduction vehicles, and intra-family business and property transfers are then discussed. The course ends with a consideration of postomortem tax planning.

    Credit Hours: 4.0
    Price: $35.00
    No. of Users:
    This course focuses on are the proper methods of holding legal title to property during…
    Credit Type:
    online course
    Online Package
    Credit Hours: 4
    $35.00
    QTY.
  • This course focuses on are the proper methods of holding legal title to property during…
    Credit Type:
    online course
    Online Package
    Credit Hours: 2
    $15.00
    QTY.
  • Ethics and Fraud

    Ethics and Fraud

    Ethics and Fraud

    According to the Washington, DC-based Coalition / Against Insurance Fraud (CAIF) for the insurance industry, and for the public as well, insurance fraud costs $85 billion per year. With such substantial damage, it is no wonder that the industry is making significant efforts to battle this cancer. The industry has decided that increasing public awareness of fraud is its main course of action. The coalition strongly believes that public attitudes are crucial to curtailing fraud. There are no easy solutions to the problems of insurance fraud. Consumers, legislators, regulators, and insurers must work together over the long term to create an environment that either prevents insurance fraud or detects it easily when it occurs. The first step in this process is creating a baseline understanding of the problem and potential solutions .

    Credit Hours: 3.0
    Price: $30.00
    No. of Users:
    According to the Washington, DC-based Coalition / Against Insurance Fraud (CAIF) for the insurance industry,…
    Credit Type:
    online course
    Online Package
    Credit Hours: 3
    $30.00
    QTY.
  • Ethics for Insurance Professionals -- Advanced

    Ethics for Insurance Professionals — Advanced

    Ethics for Insurance Professionals — Advanced

    In this course we do not intend to create a complex, philosophical, intellectual debate on current ethical considerations. Rather, we will present a practical discussion of business ethics with specific examples taken from the insurance industry. The course addresses the complexities of ethical decision making in today’s insurance environment. It suggests ways for insurance producers to establish ethics in the work place and thereby take a step toward reducing the possibility of questionable practices and wrongdoing.

    Credit Hours: 4.0
    Price: $25.00
    No. of Users:
    In this course we do not intend to create a complex, philosophical, intellectual debate on…
    Credit Type:
    online course
    Online Package
    Credit Hours: 4
    $25.00
    QTY.
  • Ethics for Insurance Professionals Basic

    Ethics for Insurance Professionals Basic

    Ethics for Insurance Professionals Basic

    This course covers the basic concept of ethics with a detailed definition and what it entails. We will discuss the role of ethics in our personal as well as professional lives and the challenges faced. We will also discuss the core ethical values and how rationalization is used as a common tool. Finally, we will talk about the framework of ethical decisionomaking and conclude with a brief discourse on ethics and conflict of interests.

    Credit Hours: 2.0
    Price: $12.00
    No. of Users:
    This course covers the basic concept of ethics with a detailed definition and what it…
    Credit Type:
    online course
    Online Package
    Credit Hours: 2
    $12.00
    QTY.
  • This course provides a basic understanding of how to use ratio analysis for evaluating financial…
    Credit Type:
    online course
    Online Package
    Credit Hours: 2
    $10.00
    QTY.
  • Flood Insurance

    Flood Insurance

    Flood Insurance

    This course explains the essentials of flood insurance based on the standards set by the Federal Emergency Management Agency. It opens with the background and features of the National Flood Insurance Program, along with a discussion of who needs flood insurance. It then explains flood maps, zone determinations and available products and policies.The general rules and rating process for flood insurance are discussed in detail , along with the claims handling process and the requirements of the Flood Insurance Reform Act of 2004. Last, agents Understand the flood resources available to them. This course provides helpful guidelines for agents who wish to sell flood policies.

    Credit Hours: 3.0
    Price: $40.00
    No. of Users:
    This course explains the essentials of flood insurance based on the standards set by the…
    Credit Type:
    online course
    Online Package
    Credit Hours: 3
    $40.00
    QTY.
  • This course provides information about the Health Insurance Portability and Accountability Act (HIPAA). Specif…
    Credit Type:
    online course
    Online Package
    Credit Hours: 0.0
    $1.00
    QTY.
  • Homeowners and Dwelling Insurance

    Homeowners and Dwelling Insurance

    Homeowners and Dwelling Insurance

    This course was developed to provide licensed insurance personnel to renew their continuing education requirements as well as professional development. The basics of homeowners insurance are discussed in detail. Multiple practice questions are provided to test the student grasp of homeowners insurance.

    Credit Hours: 5.0
    Price: $30.00
    No. of Users:
    This course was developed to provide licensed insurance personnel to renew their continuing education requirem…
    Credit Type:
    online course
    Online Package
    Credit Hours: 5
    $30.00
    QTY.
  • Inland Marine Insurance

    Inland Marine Insurance

    Inland Marine Insurance

    This course was developed to help students to understand the concepts of inland marine insurance. The basic tenets of inland marine insurance are discussed in detail, as well as specific information regarding marine trade. Students will Understand historical background and the current coverages provided under this type of insurance.

    Credit Hours: 6.0
    Price: $42.00
    No. of Users:
    This course was developed to help students to understand the concepts of inland marine insurance….
    Credit Type:
    online course
    Online Package
    Credit Hours: 6
    $42.00
    QTY.
  • Insurance Fraud Awareness

    Insurance Fraud Awareness

    Insurance Fraud Awareness

    The insurance industry in the United States consists of more than 5,000 companies with over $1.8 trillion in assets. The insurance industry is one of the largest and most interdependent of the United States industries, making it a critical U.S. industry. Insurance fraud has become one of the most prevalent and costly white-collar crimes. According to a published study by the Coalition Against Insurance Fraud (CAIF), fraud is among the most prominent cost components escalating the costs of insurance. The CAIF has estimated the annual loss figures relative to insurance fraud (non health insurance) to be approximately $26 billion. F raud is costing companies, businesses, and individuals, who pay higher insurance premiums. Identifying, targeting, and dismantling those individuals, organized groups, and con artists committing fraud against the insurance industry will accomplish reducing the amount of economic loss to the insurance industry due to fraud. This course provides an overview of insurance fraud, which will provide the student with an understanding of the nature, costs, results and methods of preventing insurance fraud. The ultimate goal of this course is to increase awareness of insurance fraud and demonstrate the importance of preventing insurance fraud. Topics covered include: Ethics, Fraud Detection and Prevention, Patterns and Indicators of Fraudulent Claims, Legal Issues, and Consumer Protection.

    Credit Hours: 5.0
    Price: $25.00
    No. of Users:
    The insurance industry in the United States consists of more than 5,000 companies with over…
    Credit Type:
    online course
    Online Package
    Credit Hours: 5
    $25.00
    QTY.
  • Introduction to Personal Auto Insurance and the Personal Auto Policy

    Introduction to Personal Auto Insurance and the Personal Auto Policy

    Introduction to Personal Auto Insurance and the Personal Auto Policy

    Auto insurance, one of the most common and important consumer insurances, is a fundamental component of property insurance. Students taking this course will learn why this form of insurance is mandated by examining the basis of legal liability and the protection from it that personal auto insurance offers to insureds. Topics addressed include: the persons and automobiles covered by the policy, the basic structure of a personal auto policy, definitions pertinent to the language of the policy, and standard coverage using ISO forms.

    Credit Hours: 0.0
    Price: $10.00
    No. of Users:
    Auto insurance, one of the most common and important consumer insurances, is a fundamental component…
    Credit Type:
    online course
    Online Package
    Credit Hours: 0.0
    $10.00
    QTY.
  • Introduction to Property and Casualty Insurance and the Insurance Contract

    Introduction to Property and Casualty Insurance and the Insurance Contract

    Introduction to Property and Casualty Insurance and the Insurance Contract

    This course will introduce you to the basic principles of insurance, including the concept of risk, the different types of risk, and techniques in managing risk. It will introduce you to several basic elements and terms used in the insurance industry. The course will focus on explaining the insurance contract by introducing and reviewing its various parts, including: the elements, characteristics, and parts of a contract, as well as various policy organizations. It will also lesson focus on the insurance transaction. The transaction includes such things as the application process, how the policy is selected, underwritten, and rated. This section will also review some of the legal requirements of applicants and the insurance company, with respect to the insurance transaction.

    Credit Hours: 0.0
    Price: $20.00
    No. of Users:
    This course will introduce you to the basic principles of insurance, including the concept of…
    Credit Type:
    online course
    Online Package
    Credit Hours: 0.0
    $20.00
    QTY.
  • Legal Responsibilities of the Insurance Agent

    Legal Responsibilities of the Insurance Agent

    Legal Responsibilities of the Insurance Agent

    Legal responsibilities are fundamental. An insurance agent walks a difficult line with legal responsibilities to both an insurance company and a client. When the agent does not live up to these responsibilities, there is the threat of being sued. Periodically, every agent should review the legal responsibilities of an agent in modern society. An insurance agents social, ethical and professional responsibilities may be optional; but legal responsibilities are not. Legal responsibilities are the minimum amount that is required of every agent. If he does not live up to his legal responsibilities, he will end up out of business and maybe even behind bars. Because legal responsibilities are determined by common law, statute, and case law, they are evolving. An agent must remain current, making adjustments for trends and refinements. The purpose of this course is to provide the student with a knowledge and understanding of these legal responsibilities and insurance principles. Topics include: Principles of Insurance, Characteristics of Legal Responsibilities, Illegal Acts of an Insurance Agent, Ethics in the Insurance Agency, and Legal Issues in Insurance Fraud.

    Credit Hours: 7.0
    Price: $40.00
    No. of Users:
    Legal responsibilities are fundamental. An insurance agent walks a difficult line with legal responsibilities …
    Credit Type:
    online course
    Online Package
    Credit Hours: 7
    $40.00
    QTY.
  • Legal and Moral Issues in the Insurance Industry

    Legal and Moral Issues in the Insurance Industry

    Legal and Moral Issues in the Insurance Industry

    Our industry is being besieged by matters of compliance. This is especially true in the areas of life insurance and securities. Some may privately express the view that compliance is an impediment to doing business and doing it successfully. But isnt the question really: should shortoterm gains take priority over Long Term client relationships? At first sight, it seems that career agents for the major companies are most affected by strict compliance regulations. While, independent insurance agents and those not closely associated with a major insurer are untouched by compliance requirements. Compliance enforcement and oversight may be more difficult, as those who supervise agents activities may be further removed in time and place from the sales process. The intention of this course is to refocus you on compliant and ethical professional behavior. If you always concentrate on a clients needs and place them above your own, compliance should not be an obstacle in your practice. Putting the client first seems a simple concept, but sometimes it is difficult to implement. Topics covered include: Compliance, Ethics and Professionalism , Our Working Legal Framework, Communication and the Sales Process, Common Compliance Problems, Ethics and Compliance in Practice.

    Credit Hours: 4.0
    Price: $25.00
    No. of Users:
    Our industry is being besieged by matters of compliance. This is especially true in the…
    Credit Type:
    online course
    Online Package
    Credit Hours: 4
    $25.00
    QTY.
  • Life Settlements

    Life Settlements

    Life Settlements

    This course covers a broad range of issues related to life insurance settlements s- students learn ways to help clients through this sometimes complicated process. As the student completes this course, he or she should try to develop a broad picture of life insurance settlements and how they fit into the larger practice of life insurance.

    Credit Hours: 1.0
    Price: $5.00
    No. of Users:
    This course covers a broad range of issues related to life insurance settlements s- students…
    Credit Type:
    online course
    Online Package
    Credit Hours: 1
    $5.00
    QTY.
  • Life, Health, Long-term Care and Disability Insurance

    Life, Health, Long-term Care and Disability Insurance

    Life, Health, Long-term Care and Disability Insurance

    This course provides an overview to the insurance students about four main types of insurance policies. The four policies Life, Health, Long Term Care and Disability Insurance are the most widely selling policies in the insurance industry. This course contains some valuable information about the principles of life, health, disability and long term care insurance policies, some important related definitions, needs for the purchase of different kinds of insurance policies, application process for applying these kinds of insurance, their after effects and different sub forms of these insurance policies.

    Duration: 4 hrs.
    Price: $30.00
    No. of Users:
    This course provides an overview to the insurance students about four main types of insurance…
    Credit Type:
    online course
    Online Package
    Credit Hours: 4
    $30.00
    QTY.
  • Mold and the Insurance Industry

    Mold and the Insurance Industry

    Mold and the Insurance Industry

    One of the hottest issues facing the insurance industry today involves toxic mold claims under both personal and commercial lines policies. After several recent multiomillion dollar judgments, attorneys are comparing this to asbestos and lead paint claims with regard to the litigation potential. From the standpoint of commercial exposures, toxic mold claims are beginning to rival ‘construction defect’ claims in numbers and magnitude. Home and business owners are looking to their insurers and contractors, building material suppliers, plumbers, and others for remuneration for real or perceived property damage and bodily injury. Mold exists everywhere in our environment. Some molds like penicillin are beneficial, while other types of mold can cause health problems. Concern over so-called ‘toxic mold’ is growing as the medical community begins to understand some of the ailments such mold can cause. Other than EPA and CDC guidelines, there appear to be few, if any, state or federal regulations regarding mold infestations and remediation. Lack of mold awareness also has been part of the problem. The truth is that while liability issues may be debated among insurers, property professionals, and others, uncontrolled mold growth will only heighten property and health claims unless quickly checked and remediated. The goal of this course is to increase awareness of mold and its affect on the insurance industry.

    Credit Hours: 5.0
    Price: $40.00
    No. of Users:
    One of the hottest issues facing the insurance industry today involves toxic mold claims under…
    Credit Type:
    online course
    Online Package
    Credit Hours: 5
    $40.00
    QTY.
  • Mutual Funds

    Mutual Funds

    Mutual Funds

    Life expectancy at birth is now seventy-tw- years for males and seventy-nine for females, thanks to improvements in our living environment and advances in medical care. The older population those age sixty-five and over are the fastest growing segment of the population. According to the U.S. Census Bureau, by 2030, one in five Americans will be a senior citizen. Now people can expect to live twenty to twenty-five years after retirement. With growing uncertainty about Social Security and the shift from employer to employee responsibility for retirement saving, people are starting at younger ages to save ahead for retirement. Planning for retirement is usually longorange, and mutual funds lend themselves better to longorange planning than to shortoterm investing. The security, flexibility and convenience of mutual funds are particularly attractive to investors planning for retirement. Mutual funds now have more assets than banks and insurance. The purpose of this course is to introduce the student to Mutual funds and the interrelationship between mutual funds, insurance and ethics.

    Duration: 8 hrs.
    Price: $20.00
    No. of Users:
    Life expectancy at birth is now seventy-tw- years for males and seventy-nine for females, thanks…
    Credit Type:
    online course
    Online Package
    Credit Hours: 8
    $20.00
    QTY.
  • New Employee

    New Employee

    New Employee

    As a new employee to the insurance industry you may find yourself overwhelmed with understanding the components of the industry and the terminology being used around you. This course will provide you with an understanding of the general make up of the industry and the terminology in order for you to do your job well.

    Duration: 3 hrs.
    Price: $25.00
    No. of Users:
    As a new employee to the insurance industry you may find yourself overwhelmed with understanding…
    Credit Type:
    online course
    Online Package
    Credit Hours: 3
    $25.00
    QTY.
  • New Trends in Life & Health Insurance: Environmental & Occupational Issues (AH)

    New Trends in Life & Health Insurance: Environmental & Occupational Issues (AH)

    New Trends in Life & Health Insurance: Environmental & Occupational Issues (AH)

    Health and life insurance is affected and influenced by numerous occupational and environmental issues and trends. The purpose of this course is to identify and examine these issues and trends and their relationship to life and health insurance. Topics covered include mold, mold contaminants, general liability implications, workers compensation, homeowners insurance, environmental and occupational diseases, asbestos exposure, terrorism exposure and underwriting health and life insurance.

    Credit Hours: 6.0
    Price: $30.00
    No. of Users:
    Health and life insurance is affected and influenced by numerous occupational and environmental issues and…
    Credit Type:
    online course
    Online Package
    Credit Hours: 6
    $30.00
    QTY.
  • Ocean Marine Insurance

    Ocean Marine Insurance

    Ocean Marine Insurance

    This course was developed to help students to understand the concepts of ocean marine insurance. The basic tenets of ocean marine insurance are discussed in detail, as well as specific information regarding marine trade. Students will Understand historical background and the current coverages provided under this type of insurance.

    Credit Hours: 8.0
    Price: $43.00
    No. of Users:
    This course was developed to help students to understand the concepts of ocean marine insurance….
    Credit Type:
    online course
    Online Package
    Credit Hours: 8
    $43.00
    QTY.
  • Overview of Life Settlement Industry, Current Events, and Regulatory Update

    Overview of Life Settlement Industry, Current Events, and Regulatory Update

    Overview of Life Settlement Industry, Current Events, and Regulatory Update

    The purpose of this course is to explain the emerging market of life settlements. Throughout the course, students are introduced to essential industry terminology, what life settlements entail, and how the life settlements market is compared to the life insurance market. The course also offers a general overview of the industry as a whole.In addition to learning general information about the life settlements industry, students will also learn who the participants are in a life settlement and how to identify good candidates. By the end of the course, students should be familiar with the step-by-step process of this emerging market and will have an understanding of the regulation, licensing, and compliance issues involved.

    Duration: 1 hrs.
    Price: $15.00
    No. of Users:
    The purpose of this course is to explain the emerging market of life settlements. Throughout…
    Credit Type:
    online course
    Online Package
    Credit Hours: 1
    $15.00
    QTY.
  • Personal Auto Insurance

    Personal Auto Insurance

    Personal Auto Insurance

    This PDF course discusses the basic tenets of personal auto insurance in detail. It outlines the duties that the insurer must perform along with what the insurer should expect from the insured. Multiple practice questions are provided at the end of each lesson to test the students knowledge.

    Credit Hours: 5.0
    Price: $30.00
    No. of Users:
    This PDF course discusses the basic tenets of personal auto insurance in detail. It outlines…
    Credit Type:
    online course
    Online Package
    Credit Hours: 5
    $30.00
    QTY.
  • Personal Life Insurance

    Personal Life Insurance

    Personal Life Insurance

    Students learn the type of client data needed and how to build client rapport and create trust. The various lump-sum cash needs at the death of a breadwinner are identified, and guidelines are provided that enable students to recommend life insurance in amounts that fully protect their clients. The surviving familys income needs are examined, and the students learn how to calculate adequate survivor income and the life insurance needed to provide that income. Social Security survivor benefits are discussed, including the Childs benefit, the Mothers or Fathers benefit, and Widows and Widowers benefit.

    Credit Hours: 3.0
    Price: $20.00
    No. of Users:
    Students learn the type of client data needed and how to build client rapport and…
    Credit Type:
    online course
    Online Package
    Credit Hours: 3
    $20.00
    QTY.
  • Principles of Insurance

    Principles of Insurance

    Principles of Insurance

    This course provides a general overview of insurance principles. It begins by defining frequently used terms in the industry. As the course develops, it illustrates the insurance process and the need for insurance. It expands to guide the student through the various mechanics, the types of insurance products available, and its applicability in different situations while illustrating with examples wherever possible.

    Credit Hours: 0.0
    Price: $60.00
    No. of Users:
    This course provides a general overview of insurance principles. It begins by defining frequently used…
    Credit Type:
    online course
    Online Package
    Credit Hours: 0.0
    $60.00
    QTY.
  • This course is designed to encompass key issues in property insurance. The main focus is…
    Credit Type:
    online course
    Online Package
    Credit Hours: 7
    $35.00
    QTY.
  • Prospecting, Selling & Closing

    Prospecting, Selling & Closing

    Prospecting, Selling & Closing

    The Prospecting, Selling & Closing content is based on the highly respected practices of Jack and Gary Kinder, who have successfully trained thousands of sales leaders in the insurance and financial services industry for more than 25 years. The Kinder’s training methodologies were developed on fundamental and proven practices and principles: integrity, professionalism and dynamic systems and processes. By understanding and incorporating these principles into your professional life, you will take a significant step toward success and personal achievement.

    Credit Hours: 0.0
    Price: $75.00
    No. of Users:
    The Prospecting, Selling & Closing content is based on the highly respected practices of Jack…
    Credit Type:
    online course
    Online Package
    Credit Hours: 0.0
    $75.00
    QTY.
  • The Six Parts of the Personal Auto Policy

    The Six Parts of the Personal Auto Policy

    The Six Parts of the Personal Auto Policy

    Perhaps the most important aspect of any insurance policy (for both the consumer and the insurer) is the coverage extended under that policy. Personal auto insurance is no exception, and a firm understanding of all parts of the policy is vital for any property agent. This course presents each part (A, B, C, D, E, and F) of the personal auto policy one at a time, examining the general provisions and conditions stipulated in each. In addition to the basic issue of what is covered, the course takes the opportunity to explain other points, such as who is covered and what is explicitly NOT covered.

    Credit Hours: 1.0
    Price: $10.00
    No. of Users:
    Perhaps the most important aspect of any insurance policy (for both the consumer and the…
    Credit Type:
    online course
    Online Package
    Credit Hours: 1
    $10.00
    QTY.
  • Universal Life Insurance

    Universal Life Insurance

    Universal Life Insurance

    Universal Life Insurance begins with an examination of the financial and political environment in the decade of the 1970s that gave rise to the conditions resulting in the development of the universal life insurance product. The student will understand the roles played by extraordinarily high interest rates that gave rise to disintermediation and a Federal Trade Commission report that was critical of whole life insurance in the decline of whole life insurance sales. The key features of the universal life insurance product are examined, including its:Flexible premiumsAdjustable coverageExpense and mortality chargesDeath benefit options and their relationship to the policys amount at risk When the policy features have been discussed, the student is given an opportunity to see how the universal life insurance policy works and is introduced to the various interest rates that play a part in universal life insurance, including the guaranteed crediting rates, current crediting rates and assumed rates (for illustration purposes). Policy cash values are calculated for both Option A and Option B death benefits.Cash value access and taxation are considered, and the appropriateness of withdrawals and policy loans are discussed in reference to the policyowners intent to repay. Universal life insurance taxation, following TRA 84 is examined, and the limitations imposed by the legislation are considered, including the cash value accumulation test and the guideline premium/corridor test. Variable and equity indexed universal life insurance products are discussed, and their differences from declared rate UL products are examined.

    Credit Hours: 4.0
    Price: $20.00
    No. of Users:
    Universal Life Insurance begins with an examination of the financial and political environment in the…
    Credit Type:
    online course
    Online Package
    Credit Hours: 4
    $20.00
    QTY.
  • Variable Universal Life Insurance

    Variable Universal Life Insurance

    Variable Universal Life Insurance

    Variable Universal Life (VUL) Insurance begins with an examination of the financial and political environment in the decade of the 1970s that gave rise to the conditions resulting in the development of the universal life insurance product. The student will understand the roles played by extraordinarily high interest rates that gave rise to disintermediation and a Federal Trade Commission report that was critical of whole life insurance in the decline of whole life insurance sales. Fixed premium variable life insurance is considered, principally in its role as a precursor and foundation for the VUL product.
    The key features of all universal life insurance products, including VUL, are examined, including their:
    – Flexible premiums
    – Adjustable coverage
    – Expense and mortality charges
    – Death benefit options and their relationship to the policy’s amount at risk
    Cash value access and taxation are considered, and the appropriateness of withdrawals and policy loans are discussed in reference to the policy owner’s intent to repay. Variable universal life suitability is examined, and students are provided with decisional factors to consider in making any suitability analysis.

    Credit Hours: 3.0
    Price: $10.00
    No. of Users:
    Variable Universal Life (VUL) Insurance begins with an examination of the financial and political environment…
    Credit Type:
    online course
    Online Package
    Credit Hours: 3
    $10.00
    QTY.
  • This course is a concise and practical guide to what every insurance professional should know…
    Credit Type:
    online course
    Online Package
    Credit Hours: 3
    $55.00
    QTY.

* Indicates course duration. This course is not for credit hours.

State Requirements

Continuing Education Hours
All agents with a Life/Health license only, must complete 24 hours of continuing education, including four hours of ethics, every two years.

All agents with a Life/Health and Fire/Casualty license must complete 25 hours of continuing education, including four hours of ethics, for the first four years of licensure on an annual basis. Thereafter, the agent is required to complete 24 hours of continuing education, including 4 hours of ethics, every two years.

All agents with a Fire/Casualty license only, must complete 25 hours of continuing education, including four hours of ethics, for the first four years of licensure on an annual basis. Thereafter, the agent is required to complete 24 hours of continuing education, including four hours of ethics, every two years.

All Personal Lines or Limited Lines Automobile Insurance agents are required to complete 20 hours of continuing education, including two hours of ethics, every two years.

All Independent and Public Adjusters are required to complete 24 hours of continuing education, every two years.

Additional Training Requirements
NFIP Flood Training: All producers who sell flood insurance must complete a one-time three-hour flood training course.

LTC: All agents prior to selling long-term care (LTC) insurance products in California must complete a one-time eight-hour training course. Agents who are licensed less than four years must complete eight hours of ongoing training every year thereafter, for the first four years of licensure. Completing agents licensed more than four years must complete eight hours of ongoing training every two years, thereafter.

LTCP: All agents prior to selling long-term care partnership (LTCP) insurance products in California, must complete a one-time 16-hour training course, of which eight hours must be taken in the classroom and the remaining eight hours may be taken via Self-study. After completing the 16-hour LTCP training requirement, agents who are licensed less than four years will be required to complete eight hours of classroom training every year thereafter, for the first four years of licensure. Agents licensed more than four years will be required to complete eight hours of classroom training every two years, thereafter.

Homeowners Insurance: All resident Fire/Casualty and Personal Line brokers who negotiate or sell homeowners insurance will be required to complete a one-time three-hour homeowners insurance valuation training.

Annuities: All agents who wish to sell, solicit, or negotiate annuities must complete a one-time eight-hour training course, followed by four hours of ongoing training every two years, thereafter.

Types of Courses Accepted for CE Credit

  • Self-Study (not for LTC training)
  • Classroom

Carryover Requirements
Agents are allowed to carryover credits to the next, except for ethics credits.

Course Repetition
A course may not be taken more than once within the compliance period.

Exemptions
Beginning January 01, 1998, any person who is 70 years of age or older and has 30 continuous years as a licensee in good standing in the State of California will be considered exempt from the continuing education.

Nonresident Requirements
Nonresident agents selling annuities, LTC, LTC partnership, or flood products are required to complete the same special training/education requirements as resident agents.

License Renewal Date

  • Independent and Public Adjusters must renew their license by May 31 of even years.
  • Personal Lines agents must renew their license by December 31, biennially.
  • Life/Health, Fire/Casualty, and Limited Lines License agents must renew their license by the last day of the month every two years based on the license issuance month.

Continuing Education Compliance Date

  • Independent and Public Adjusters must renew their license by May 31 of even years.
  • Personal Lines agents must renew their license by December 31, biennially.
  • Life/Health, Fire/Casualty, and Limited Lines License agents must renew their license by the last day of the month every two years based on the license issuance month.

Contact Information
California Department of Insurance
Producer Licensing Bureau
320 Capitol Mall
Sacramento, CA 95814
P.916-322-3555
http://www.insurance.ca.gov/0200-industry/