California Insurance Continuing Education Requirements

All agents with a Life/Health license ONLY, must complete 24 hrs of continuing education including 4 hrs of ethics, every two years.

All agents with a Life/Health and Fire/Casualty license must complete 25 hrs of continuing education including 4 hrs of ethics, for the first four years of licensure on an annual basis. Thereafter, the agent is required to complete 24 hrs of continuing education including 4 hrs of ethics, every two years.

All agents with a Fire/Casualty license ONLY, must complete 25 hrs of continuing education including 4 hrs of ethics, for the first four years of licensure on an annual basis. Thereafter, the agent is required to complete 24 hrs of continuing education including 4 hrs of ethics, every two years.

All Personal Lines or Limited Lines Automobile Insurance agents are required to complete 20 hrs of continuing education including 2 hrs of ethics, every two years.

All Independent and Public Adjusters are required to complete 24 hrs of continuing education, every two years.

NFIP Flood Training: All producers who sell flood insurance must complete a one-time 3 hr flood training course.

LTC: All agents prior to selling LTC insurance products in California must complete a one-time 8 hr training course. Agents who are licensed less than 4 years must complete 8 hrs of ongoing training every year thereafter, for the first four years of licensure. Completing Agents licensed more than 4 years must complete 8 hours of ongoing training every two years, thereafter.

LTCP: All agents prior to selling LTCP insurance products in California, must complete a one-time 16 hr training course, of which 8 hrs must be taken in the classroom and the remaining 8 hrs may be taken via self-study. After completing the 16 hr LTCP training requirement, agents who are licensed less than 4 years will be required to complete 8 hrs of classroom training every year thereafter, for the first 4 years of licensure. Agents licensed more than 4 years will be required to complete 8 hrs of classroom training every two years, thereafter.

Homeowner's Insurance: All resident Fire/Casualty and Personal Line brokers who negotiate or sell homeowners' insurance will be required to complete a one-time 3-hour homeowners' insurance valuation training.

Annuities: All agents who wish to sell solicit or negociate long term care insurance must complete a one-time 8 hrs training course, followed by 4 hrs of ongoing training every two years, thereafter.

Self-Study (not for LTC training)
Classroom

Agents are allowed to carryover credits to the next, except for ethics credits.

A course may not be taken more than once within the compliance period.

Beginning January 01, 1998, any person who is at 70 years of age or older and has 30 continuous years as a licensee in good standing in the State of California will be considered exempt from the continuing education.

Nonresident agents selling annuities, LTC, LTC partnership, or flood products are required to complete the same special training/education requirements as resident agents.

Independent and Public Adjusters must renew their license by 5/31 of even years.

Personal Lines agents must renew their license by 12/31, biennially.

Life/Health, Fire/Casualty and Limited Lines License agents must renew their license by the last day of the month every two years based on the license issuance month.

Independent and Public Adjusters must renew their license by 5/31 of even years.

Personal Lines agents must renew their license by 12/31, biennially.

Life/Health, Fire/Casualty and Limited Lines License agents must renew their license by the last day of the month every two years based on the license issuance month.

California Department of Insurance
Producer Licensing Bureau
320 Capitol Mall
Sacramento, CA 95814

P.916-322-3555

http://www.insurance.ca.gov/0200-industry/