Texas Insurance Adjuster Licensing

What you need to know about the Texas Adjuster License...

1. The Texas Adjuster License only gives a person the right to adjust claims in Texas. However, the Texas Adjuster License is recognized for reciprocal licensing in 32 other states.
Reciprocal licensing means that a person who obtained a Texas Adjuster License by passing an approved Texas Adjuster Pre-licensing Course (even if not a resident of Texas) can apply for and obtain a license in one or more of 32 states without having to take the other states examination and without being required to comply with the other state's continuing education requirements.

2. 16 states do not have any insurance adjuster licensing requirements for adjusting claims. Individuals in these 16 states who want to adjust claims in one or more of the 34 states which have a licensing requirement will often obtain the Texas Adjuster License using 360training.com's online course, identify Texas as their "Home" state for licensing purposes and apply for a reciprocal license in one or more of the 34 states which require adjuster licensing.
Because their resident state does not require a license, the adjuster would have to travel to one of the 34 states which require a license and sit for that states examination. Our online alternative is a tremendous advantage especially because it is recognized on a reciprocal basis for license application in other states.

3. 34 states have adjuster licensing laws. The laws are not identical. Some states only require licensing of public adjusters who contract directly with and represent the insured in dealing with an insurance company. ome only license independent adjusters who contract with insurers to investigate and settle claims. Some license staff adjusters (employees of insurers), independent adjusters, and public adjusters. Most residents of these 32 states will obtain a license from their resident state because they will need the resident license to adjust local claims. They will then seek reciprocal licensing in other states based upon their resident license. Some will bypass licensing in their resident state because they are working in a call center not handling local claims or they plan on travelling to work as emergency adjusters in the high claim hurricane prone states in the South. These will obtain the Texas Adjuster License using 360training.com's online course, identify Texas as their "Home" state for licensing purposes and apply for a reciprocal license in one or more of the 32 states which require adjuster licensing.