Fulfill Your Insurance CE Completely Online
learninsurance.com offers online Insurance CE nationwide at great low rates!
Select a package or choose as many individual courses as you want, all for one low price!
Courses By State
Select your state from the list below to learn more and pick your courses:
Approved and Appealing: Our Insurance CE courses are completely accredited and applicable for your insurance license renewal.
Self-Paced and Supported: Learn at your speed. Insurance CE courses are self-paced; stop when you want and bookmark your last point of study. Our courses are competitively-priced and easy to use. Take advantage of 24-hour technical support, 7 days a week.
Certified and Simple: Official certificates are available, but most importantly, you can take Insurance CE classes anywhere there’s an internet connection. Full or partial insurance license renewal packages are available in many states.
If you purchase the Unlimited CE Package you can get all of the individually listed courses below for a grand total of $39.95! (Filing Fees are included in your price. Read More…)
Individual Courses below are offered for regular retail price if purchased separately. (Filing Fees are included in your price)
learninsurance.com is a fully accredited provider of mandatory insurance continuing education coursework for preparing for examination through the Iowa Department of Insurance. Our courses are 100% online and will help you fulfill the online portion of your CE requirement to renew your Iowa Insurance License.
Provider – 360training.com, Inc. #S15285
We recommend you check your state’s requirements prior to enrolling.
General credit hours count for either property and casualty or life and health. Unlimited Insurance CE Credits
Through access to the entire CE course catalog, you can complete all required courses needed to renew your Iowa Insurance License.
Select an unlimited number of courses for $39.95 or individual courses as priced.
Discount applied at Checkout.
Wills and Trusts IA – (General)
This course is a concise and practical guide to what every insurance professional should know about the law of Wills and Trusts – as well as a range of other matters !! while advising others. Before and during the design of a clients estate plan, the professional can provide value as part of the advisor team. In a great many scenarios, life insurance products can play a critical role in assuring the financial security the client is looking for. It is the professionals job and duty to how explain how and why. Getting to a trusted position where that is possible, however, is the challenge. This course is based on real questions, concerns and issues encountered over many years, among people at all economic levels, from modest to quite substantial. There is no better way to build trust, confidence and respect than becoming a source of knowledge on the topics and issues presented here. There is an unfortunate, widespread misconception that wills, trusts and estate planning are subjects of interest only to the wealthy. In fact, an estate plan provides the legal mechanism for disposing of property upon death in a way that recognizes wishes and the needs of ones survivors, while minimizing taxes. To- often, however, estate planning is equated with just estate tax planning. Professionals should be sensitive to personal, nonofinancial issues that are usually of a higher priority. For many, estate planning involves, even more importantly, planning for the handling of affairs in case of disability, and the deeply personal medical choices to be made as life nears its end. Estate planning is not just for rich people. Wills and Trusts are just tools in a larger process. You must be careful not to give legal advice, of course. But you can provide a great service simply by explaining, in general terms, how the moving parts work together.
Employer Practices IA – (General)
The impact of Employer Practices for the insurance industry has become increasingly subject to legal constraints. An expanding series of laws regulate almost every facet of the employer-employee relationship. The laws deal with employee recruitment, testing, wages, benefits, nondiscrimination, occupational safety and health, workers compensation, wrongful discharge, unemployment insurance, pensions and other matters. Employers in the insurance industry must have knowledge of the law to avoid pitfalls. Employees in the insurance industry must also have knowledge of the law s- they can defend themselves when employers act illegally or when they feel their rights have been violated. Although the study of Employer Practices is worthy of several volumes, this course will provide a general overview of the more common employer practice issues confronting the insurance industry. to set the stage a brief overview is given of the industry and its employment of agents and brokers, who will be taking this course. This is followed by a history of the employer-employee relationship. In chapter one the laws are placed on a time line providing a rationale for why these prohibitions and rights were created. With this information as the foundation, the laws are outlined and employer practices, from pre-hiring to postotermination, are reviewed. This overview provides some practical applications to the law. Suggestions are made as to some dos and donts that should be considered.
Legal Responsibilities of the Insurance Agent IA – (General)
Legal responsibilities are fundamental. An insurance agent walks a difficult line with legal responsibilities to both an insurance company and a client. When the agent does not live up to these responsibilities, there is the threat of being sued. Periodically, every agent should review the legal responsibilities of an agent in modern society. An insurance agents social, ethical and professional responsibilities may be optional; but legal responsibilities are not. Legal responsibilities are the minimum amount that is required of every agent. If he does not live up to his legal responsibilities, he will end up out of business and maybe even behind bars. Because legal responsibilities are determined by common law, statute, and case law, they are evolving. An agent must remain current, making adjustments for trends and refinements. The purpose of this course is to provide the student with a knowledge and understanding of these legal responsibilities and insurance principles. Topics include: Principles of Insurance, Characteristics of Legal Responsibilities, Illegal Acts of an Insurance Agent, Ethics in the Insurance Agency, and Legal Issues in Insurance Fraud.
Long Term Care IA – (Long Term Care Fulfills LTC Requirement)
This Long Term Care course was designed, constructed and written to provide students with comprehensive continuing education in the area of Long Term Care and Long Term Care Insurance while also satisfying many state’s special required LTC training. The harsh realities of aging in America are coming into sharp focus Baby Boomers approach retirement and the longer term health issues that come with prolonged life and increased longevity. Consumers cannot rely on Medicare, Medicare supplementary insurance, or health insurance to help them meet Long Term care costs. These do not cover most Long Term care expenses.The subject matter includes LTC Landscape, LTC Basics, LTC Providers and Services, Paying for LTC, Regulations and LTC, Definitions, Federal and State LTC Insurance benefit ‘Triggers’, Premium and Benefit Taxation, LTC Insurance Policy provisions, Home Care issues, Company stability, Consumer Protection, Alternatives to LTC Insurance, and the basics of LTC Partnerships.The NAIC Long Term Care Insurance Model Act and the NAIC Long Term Care Insurance Model Regulation sections are all included within this course as well as a significant amount of LTC material beyond the fundamentals included in the models and regulations.The Long Term Care course is a continuing education course to enhance the professional competence of financial and insurance professionals aspiring to make Long Term Care insurance a cornerstone of their personal mission, as well as to fulfill their commitment to their clients to stay up to date on key areas that affect them and their families.
Mold & The Insurance Industry IA – (General)
One of the hottest issues facing the insurance industry today involves toxic mold claims under both personal and commercial lines policies. After several recent multiomillion dollar judgments, attorneys are comparing this to asbestos and lead paint claims with regard to the litigation potential. From the standpoint of commercial exposures, toxic mold claims are beginning to rival ‘construction defect’ claims in numbers and magnitude. Home and business owners are looking to their insurers and contractors, building material suppliers, plumbers, and others for remuneration for real or perceived property damage and bodily injury. Mold exists everywhere in our environment. Some molds like penicillin are beneficial, while other types of mold can cause health problems. Concern over so-called ‘toxic mold’ is growing as the medical community begins to understand some of the ailments such mold can cause. Other than EPA and CDC guidelines, there appear to be few, if any, state or federal regulations regarding mold infestations and remediation. Lack of mold awareness also has been part of the problem. The truth is that while liability issues may be debated among insurers, property professionals, and others, uncontrolled mold growth will only heighten property and health claims unless quickly checked and remediated. The goal of this course is to increase awareness of mold and its affect on the insurance industry.
Insurance Fraud Awareness IA – (General)
The insurance industry in the United States consists of more than 5,000 companies with over $1.8 trillion in assets. The insurance industry is one of the largest and most interdependent of the United States industries, making it a critical U.S. industry. Insurance fraud has become one of the most prevalent and costly white-collar crimes. According to a published study by the Coalition Against Insurance Fraud (CAIF), fraud is among the most prominent cost components escalating the costs of insurance. The CAIF has estimated the annual loss figures relative to insurance fraud (non health insurance) to be approximately $26 billion. F raud is costing companies, businesses, and individuals, who pay higher insurance premiums. Identifying, targeting, and dismantling those individuals, organized groups, and con artists committing fraud against the insurance industry will accomplish reducing the amount of economic loss to the insurance industry due to fraud. This course provides an overview of insurance fraud, which will provide the student with an understanding of the nature, costs, results and methods of preventing insurance fraud. The ultimate goal of this course is to increase awareness of insurance fraud and demonstrate the importance of preventing insurance fraud. Topics covered include: Ethics, Fraud Detection and Prevention, Patterns and Indicators of Fraudulent Claims, Legal Issues, and Consumer Protection.
Legal & Moral Issues in the Insurance Industry IA – (General)
Our industry is being besieged by matters of compliance. This is especially true in the areas of life insurance and securities. Some may privately express the view that compliance is an impediment to doing business and doing it successfully. But isnt the question really: should shortoterm gains take priority over Long Term client relationships? At first sight, it seems that career agents for the major companies are most affected by strict compliance regulations. While, independent insurance agents and those not closely associated with a major insurer are untouched by compliance requirements. Compliance enforcement and oversight may be more difficult, as those who supervise agents activities may be further removed in time and place from the sales process. The intention of this course is to refocus you on compliant and ethical professional behavior. If you always concentrate on a clients needs and place them above your own, compliance should not be an obstacle in your practice. Putting the client first seems a simple concept, but sometimes it is difficult to implement. Topics covered include: Compliance, Ethics and Professionalism , Our Working Legal Framework, Communication and the Sales Process, Common Compliance Problems, Ethics and Compliance in Practice.
Life, Health, Disability and Long Term Care IA – (General)
This course provides a general overview of the principles and mechanics of Life, Health, Disability and Long Term Care insurance. These four policies are amongst the most widely-selling policies in the insurance industry.This course examines each type of insurance as to its function and need, and then explores deeper into each policy with related definitions, additional coverages, endorsements, and exclusions. Real-life situations and examples will illustrate the applications of each policy, and aid in the understanding of concepts related to Life, Health, Disability and Long Term Care insurance.
Continuing Education Hours
Producer must complete 36 continuing education (CE) credits to be eligible to renew their license. Three (3) of these credits must be in the subject of ethics.
Continuing Education Compliance Date
Renewal date is determined by the original date of licensure. Renewal is due December 31 prior to the expire date.
Types of courses accepted for CE Credit
- Self-study (18 hours)
- Classroom study
- On line courses (18 hours)
Course Subject Requirements
Majority of courses must be within the license line held. Only 18 hours of credit will be granted for self-study
Carryover of excess CE credit hours is NOT allowed.
Self-study final exams are required to be monitored by a disinterested third party.
No course repetition is allowed.
For Additional Information please Contact
For Continuing Education:
Thomson Prometric Attn: Iowa CE 1260 Energy Lane St. Paul, MN 55108
For License Renewal:
Attn: Iowa CE
1260 Energy Lane
St. Paul, MN 55108
New Crop Insurance Producers Continuing Education Requirement
New Crop Insurance Producers Continuing Education Requirement 11.3(8)
For a resident producer who holds qualification only for a crop
insurance line of authority and who is requesting renewal of a producer license on or after January 1, 2010, the producer must be able to demonstrate the following each time renewal of a license is requested:
- The producer has completed all training and continuing
education requirements imposed by the federal Risk Management
Association, if any
- The producer has completed 18 credits of continuing education,
3 of which must be in the area of ethics, except that a producer who is
requesting renewal of a producer license during 2010 must demonstrate
that the producer has completed 9 credits of continuing education, 3 of
which must be in the area of ethics.
- All resident producer who holds qualifications only for a crop insurance line of authority and who is requesting renewal of a producer license on or after January 1, 2010, must complete 18 hours of continuing education including 3 hrs of Ethics.
- If a producer is requesting renewal of a producer license during 2010, the producer must complete 9 hours of continuing education including 3 hours of Ethics.