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learninsurance.com offers online Insurance CE nationwide at great low rates!
Select a package or choose as many individual courses as you want, all for one low price!
Courses By State
Select your state from the list below to learn more and pick your courses:
Approved and Appealing: Our Insurance CE courses are completely accredited and applicable for your insurance license renewal.
Self-Paced and Supported: Learn at your speed. Insurance CE courses are self-paced; stop when you want and bookmark your last point of study. Our courses are competitively-priced and easy to use. Take advantage of 24-hour technical support, 7 days a week.
Certified and Simple: Official certificates are available, but most importantly, you can take Insurance CE classes anywhere there’s an internet connection. Full or partial insurance license renewal packages are available in many states.
If you purchase the Unlimited CE Package you can get all of the individually listed courses below for a grand total of $39.95! (Filing Fees are included in your price. Read More…)
Individual Courses below are offered for regular retail price if purchased separately. (Filing Fees are included in your price)
learninsurance.com is a fully accredited provider of mandatory North Carolina insurance continuing education coursework for preparing for examination through the North Carolina Department of Insurance. Our courses are 100% online and include everything you need to fulfill your North Carolina Insurance License renewal requirements.Provider – 360training.com, Inc. #1193.All General credit hours count for either property and casualty or life and health insurance continuing education.We recommend you check your state’s requirements prior to enrolling.
Build your Continuing Education Renewal Package today! Through access to the entire CE course catalog, you can complete all required courses needed to renew your North Carolina Insurance License.
Employer Practices NC – (General)
The impact of Employer Practices for the insurance industry has become increasingly subject to legal constraints. An expanding series of laws regulate almost every facet of the employer-employee relationship. The laws deal with employee recruitment, testing, wages, benefits, nondiscrimination, occupational safety and health, workers compensation, wrongful discharge, unemployment insurance, pensions and other matters. Employers in the insurance industry must have knowledge of the law to avoid pitfalls. Employees in the insurance industry must also have knowledge of the law s- they can defend themselves when employers act illegally or when they feel their rights have been violated. Although the study of Employer Practices is worthy of several volumes, this course will provide a general overview of the more common employer practice issues confronting the insurance industry. to set the stage a brief overview is given of the industry and its employment of agents and brokers, who will be taking this course. This is followed by a history of the employer-employee relationship. In chapter one the laws are placed on a time line providing a rationale for why these prohibitions and rights were created. With this information as the foundation, the laws are outlined and employer practices, from pre-hiring to postotermination, are reviewed. This overview provides some practical applications to the law. Suggestions are made as to some dos and donts that should be considered.
Mold & The Insurance Industry NC – (General)
One of the hottest issues facing the insurance industry today involves toxic mold claims under both personal and commercial lines policies. After several recent multiomillion dollar judgments, attorneys are comparing this to asbestos and lead paint claims with regard to the litigation potential. From the standpoint of commercial exposures, toxic mold claims are beginning to rival ‘construction defect’ claims in numbers and magnitude. Home and business owners are looking to their insurers and contractors, building material suppliers, plumbers, and others for remuneration for real or perceived property damage and bodily injury. Mold exists everywhere in our environment. Some molds like penicillin are beneficial, while other types of mold can cause health problems. Concern over so-called ‘toxic mold’ is growing as the medical community begins to understand some of the ailments such mold can cause. Other than EPA and CDC guidelines, there appear to be few, if any, state or federal regulations regarding mold infestations and remediation. Lack of mold awareness also has been part of the problem. The truth is that while liability issues may be debated among insurers, property professionals, and others, uncontrolled mold growth will only heighten property and health claims unless quickly checked and remediated. The goal of this course is to increase awareness of mold and its affect on the insurance industry.
Insurance Fraud Awareness NC – (General)
The insurance industry in the United States consists of more than 5,000 companies with over $1.8 trillion in assets. The insurance industry is one of the largest and most interdependent of the United States industries, making it a critical U.S. industry. Insurance fraud has become one of the most prevalent and costly white-collar crimes. According to a published study by the Coalition Against Insurance Fraud (CAIF), fraud is among the most prominent cost components escalating the costs of insurance. The CAIF has estimated the annual loss figures relative to insurance fraud (non health insurance) to be approximately $26 billion. F raud is costing companies, businesses, and individuals, who pay higher insurance premiums. Identifying, targeting, and dismantling those individuals, organized groups, and con artists committing fraud against the insurance industry will accomplish reducing the amount of economic loss to the insurance industry due to fraud. This course provides an overview of insurance fraud, which will provide the student with an understanding of the nature, costs, results and methods of preventing insurance fraud. The ultimate goal of this course is to increase awareness of insurance fraud and demonstrate the importance of preventing insurance fraud. Topics covered include: Ethics, Fraud Detection and Prevention, Patterns and Indicators of Fraudulent Claims, Legal Issues, and Consumer Protection.
Legal Responsibilities of the Insurance Agent NC – (General)
Legal responsibilities are fundamental. An insurance agent walks a difficult line with legal responsibilities to both an insurance company and a client. When the agent does not live up to these responsibilities, there is the threat of being sued. Periodically, every agent should review the legal responsibilities of an agent in modern society. An insurance agents social, ethical and professional responsibilities may be optional; but legal responsibilities are not. Legal responsibilities are the minimum amount that is required of every agent. If he does not live up to his legal responsibilities, he will end up out of business and maybe even behind bars. Because legal responsibilities are determined by common law, statute, and case law, they are evolving. An agent must remain current, making adjustments for trends and refinements. The purpose of this course is to provide the student with a knowledge and understanding of these legal responsibilities and insurance principles. Topics include: Principles of Insurance, Characteristics of Legal Responsibilities, Illegal Acts of an Insurance Agent, Ethics in the Insurance Agency, and Legal Issues in Insurance Fraud.
Legal & Moral Issues in the Insurance Industry NC – (Ethics Fulfills Ethics Requirement)
Our industry is being besieged by matters of compliance. This is especially true in the areas of life insurance and securities. Some may privately express the view that compliance is an impediment to doing business and doing it successfully. But isnt the question really: should shortoterm gains take priority over Long Term client relationships? At first sight, it seems that career agents for the major companies are most affected by strict compliance regulations. While, independent insurance agents and those not closely associated with a major insurer are untouched by compliance requirements. Compliance enforcement and oversight may be more difficult, as those who supervise agents activities may be further removed in time and place from the sales process. The intention of this course is to refocus you on compliant and ethical professional behavior. If you always concentrate on a clients needs and place them above your own, compliance should not be an obstacle in your practice. Putting the client first seems a simple concept, but sometimes it is difficult to implement. Topics covered include: Compliance, Ethics and Professionalism , Our Working Legal Framework, Communication and the Sales Process, Common Compliance Problems, Ethics and Compliance in Practice.
Introduction to Property & Casualty and the Insurance Contract NC – (General)
This course will introduce you to the basic principles of insurance, including the concept of risk, the different types of risk, and techniques in managing risk. It will introduce you to several basic elements and terms used in the insurance industry. The course will focus on explaining the insurance contract by introducing and reviewing its various parts, including: the elements, characteristics, and parts of a contract, as well as various policy organizations. It will also lesson focus on the insurance transaction. The transaction includes such things as the application process, how the policy is selected, underwritten, and rated. This section will also review some of the legal requirements of applicants and the insurance company, with respect to the insurance transaction.
Life, Health, Disability and Long Term Care NC – (General)
This course provides an overview to the insurance students about four main types of insurance policies. The four policies Life, Health, Long Term Care and Disability Insurance are the most widely selling policies in the insurance industry. This course contains some valuable information about the principles of life, health, disability and long term care insurance policies, some important related definitions, needs for the purchase of different kinds of insurance policies, application process for applying these kids of insurance, their after effects and different sub forms of these insurance policies.
Please note: The State of North Carolina Department of Insurance requires a $1.65 per course credit hour filing fee surcharge on all CE packages and courses. This surcharge will be added to your final transaction amount upon order.
Continuing Education Hours
All producers with a major line of authority and adjusters must complete 24 hrs of continuing education including 3 hrs of ethics, every two years. All bail bond licensees must complete at least 3 hours of continuing education in subjects related to the duties and responsibilities of a runner or bail bondsman every year.
Course Subject Requirements
All Adjusters, Property and Personal Lines Agents licensed must complete 3 hours of flood training credits. This course must be completed every four years.
Licensees are not allowed to repeat courses within the same compliance period.
There are no minimum or maximum requirements for CE credit hours to carryover. Any amount over the required number of CE hours will carry over to the next compliance period. Extra ethics or flood credits will carry over to the next compliance period as general credit.
Adjusters: Your CE requirements vary depending on licensure in your resident state or the state in which you took an exam in order to qualify for your North Carolina non-resident license:
1. If you qualified for licensure in North Carolina because you live in a state which licenses you for the same type of adjuster’s license you hold in North Carolina, you simply have to be in good standing in that home state. ASD will sweep PDB to determine that you are in good standing in that state.
2. If you qualified for licensure in North Carolina because you adopted a state other then North Carolina for adjuster licensing purposes (took the licensing exam in that state), you simply have to be in good standing in your adopted home state. ASD will sweep PDB to determine that you are in good standing in that state.
3. If you qualified for licensure in NC because you adopted NC as your home state for adjuster licensing purposes (took the licensing exam in NC), you must comply with resident North Carolina CE requirements on a biennial basis, including completion of required Ethics and Flood CE courses.
– Be at least 65 years old; and
– Have been continuously licensed in the line of insurance for at least 25 years; and
– Hold a nationally recognized professional designation for the line of insurance or annually certify to the Department of Insurance that he/she is an inactive agent who neither solicits applications for insurance nor takes part in the day to day operation of the agency.This exempts a licensee from having to meeting the 24 hours of CE each biennial compliance period. However, the mandatory 3 hours of ethics and 3 hours of flood must still be completed to keep the license active.
A licensed runner or bail bondsman who is 65 years or age or older and who has been licensed as a runner or bail bondsman for 15 years or more is exempt from both the prelicensing education and continuing education requirements.
Continuing Education Compliance Due Date
Bail Bond Agents: June 30th, annuallyProducers & Adjusters: Last day of month of birth in odd/even years based on year of birth.
License Renewal Date
Bail Bond Agents: June 30th, annuallyProducers & Adjusters: Last day of month of birth in odd/even
Agent Services Division
1204 Mail Service Center
Raleigh, NC 27699-1204
E: [email protected]