North Carolina Insurance CE Requirements

All producers with a major line of authority and adjusters must complete 24 hrs of continuing education including 3 hrs of ethics, every two years.

All bail bond licensees must complete at least 3 hours of continuing education in subjects related to the duties and responsibilities of a runner or bail bondsman every year.

All Adjusters, Property and Personal Lines Agents licensed must complete 3 hours of flood training credits. This course must be completed every four years.

Licensees are not allowed to repeat courses within the same compliance period.

There are no minimum or maximum requirements for CE credit hours to carryover. Any amount over the required number of CE hours will carry over to the next compliance period. Extra ethics or flood credits will carry over to the next compliance period as general credit.

Adjusters: Your CE requirements vary depending on licensure in your resident state or the state in which you took an exam in order to qualify for your North Carolina non-resident license:

1. If you qualified for licensure in North Carolina because you live in a state which licenses you for the same type of adjuster's license you hold in North Carolina, you simply have to be in good standing in that home state. ASD will sweep PDB to determine that you are in good standing in that state.

2. If you qualified for licensure in North Carolina because you adopted a state other then North Carolina for adjuster licensing purposes (took the licensing exam in that state), you simply have to be in good standing in your adopted home state. ASD will sweep PDB to determine that you are in good standing in that state.

3. If you qualified for licensure in NC because you adopted NC as your home state for adjuster licensing purposes (took the licensing exam in NC), you must comply with resident North Carolina CE requirements on a biennial basis, including completion of required Ethics and Flood CE courses.

Producers:
- Be at least 65 years old; and
- Have been continuously licensed in the line of insurance for at least 25 years; and
- Hold a nationally recognized professional designation for the line of insurance or annually certify to the Department of Insurance that he/she is an inactive agent who neither solicits applications for insurance nor takes part in the day to day operation of the agency.

This exempts a licensee from having to meeting the 24 hours of CE each biennial compliance period. However, the mandatory 3 hours of ethics and 3 hours of flood must still be completed to keep the license active.

A licensed runner or bail bondsman who is 65 years or age or older and who has been licensed as a runner or bail bondsman for 15 years or more is exempt from both the prelicensing education and continuing education requirements.

Bail Bond Agents: June 30th, annually

Producers & Adjusters: Last day of month of birth in odd/even years based on year of birth.

Bail Bond Agents: June 30th, annually

Producers & Adjusters: Last day of month of birth in odd/even

NCDOI
Agent Services Division
1204 Mail Service Center
Raleigh, NC 27699-1204

P: 919-807-6800
E: ASDCE@ncdoi.net
F: 919-715-3794

http://www.ncdoi.com/asd/asd_home.asp