Fulfill Your Insurance CE Completely Online
learninsurance.com offers online Insurance CE nationwide at great low rates!
Select a package or choose as many individual courses as you want, all for one low price!
Courses By State
Select your state from the list below to learn more and pick your courses:
Approved and Appealing: Our Insurance CE courses are completely accredited and applicable for your insurance license renewal.
Self-Paced and Supported: Learn at your speed. Insurance CE courses are self-paced; stop when you want and bookmark your last point of study. Our courses are competitively-priced and easy to use. Take advantage of 24-hour technical support, 7 days a week.
Certified and Simple: Official certificates are available, but most importantly, you can take Insurance CE classes anywhere there’s an internet connection. Full or partial insurance license renewal packages are available in many states.
If you purchase the Unlimited CE Package you can get all of the individually listed courses below for a grand total of $39.95! (Filing Fees are included in your price. Read More…)
Individual Courses below are offered for regular retail price if purchased separately. (Filing Fees are included in your price)
learninsurance.com is powered by 360training.com, Inc. a fully accredited provider of mandatory Ohio insurance continuing education coursework for preparing for examination through the Ohio Department of Insurance. Our courses are 100% online and include everything you need to fulfill your CE requirement for your Ohio Insurance License renewal. We recommend you check your state’s requirements prior to enrolling. (Provider – 360training.com, Inc. #34732.)
Build your Continuing Education Renewal Package today! Through access to the entire CE course catalog, you can complete all required courses needed to renew your Ohio Insurance License.
Insurance Fraud Awareness OH – (General)
The insurance industry in the United States consists of more than 5,000 companies with over $1.8 trillion in assets. The insurance industry is one of the largest and most interdependent of the United States industries, making it a critical U.S. industry. Insurance fraud has become one of the most prevalent and costly white-collar crimes. According to a published study by the Coalition Against Insurance Fraud (CAIF), fraud is among the most prominent cost components escalating the costs of insurance. The CAIF has estimated the annual loss figures relative to insurance fraud (non health insurance) to be approximately $26 billion. F raud is costing companies, businesses, and individuals, who pay higher insurance premiums. Identifying, targeting, and dismantling those individuals, organized groups, and con artists committing fraud against the insurance industry will accomplish reducing the amount of economic loss to the insurance industry due to fraud. This course provides an overview of insurance fraud, which will provide the student with an understanding of the nature, costs, results and methods of preventing insurance fraud. The ultimate goal of this course is to increase awareness of insurance fraud and demonstrate the importance of preventing insurance fraud. Topics covered include: Ethics, Fraud Detection and Prevention, Patterns and Indicators of Fraudulent Claims, Legal Issues, and Consumer Protection.
Legal Responsibilities of the Insurance Agent OH – (General)
Legal responsibilities are fundamental. An insurance agent walks a difficult line with legal responsibilities to both an insurance company and a client. When the agent does not live up to these responsibilities, there is the threat of being sued. Periodically, every agent should review the legal responsibilities of an agent in modern society. An insurance agents social, ethical and professional responsibilities may be optional; but legal responsibilities are not. Legal responsibilities are the minimum amount that is required of every agent. If he does not live up to his legal responsibilities, he will end up out of business and maybe even behind bars. Because legal responsibilities are determined by common law, statute, and case law, they are evolving. An agent must remain current, making adjustments for trends and refinements. The purpose of this course is to provide the student with a knowledge and understanding of these legal responsibilities and insurance principles. Topics include: Principles of Insurance, Characteristics of Legal Responsibilities, Illegal Acts of an Insurance Agent, Ethics in the Insurance Agency, and Legal Issues in Insurance Fraud.
Legal & Moral Issues in the Insurance Industry OH – (General)
Our industry is being besieged by matters of compliance. This is especially true in the areas of life insurance and securities. Some may privately express the view that compliance is an impediment to doing business and doing it successfully. But isnt the question really: should shortoterm gains take priority over Long Term client relationships? At first sight, it seems that career agents for the major companies are most affected by strict compliance regulations. While, independent insurance agents and those not closely associated with a major insurer are untouched by compliance requirements. Compliance enforcement and oversight may be more difficult, as those who supervise agents activities may be further removed in time and place from the sales process. The intention of this course is to refocus you on compliant and ethical professional behavior. If you always concentrate on a clients needs and place them above your own, compliance should not be an obstacle in your practice. Putting the client first seems a simple concept, but sometimes it is difficult to implement. Topics covered include: Compliance, Ethics and Professionalism , Our Working Legal Framework, Communication and the Sales Process, Common Compliance Problems, Ethics and Compliance in Practice.
Employer Practices OH – (General)
The impact of Employer Practices for the insurance industry has become increasingly subject to legal constraints. An expanding series of laws regulate almost every facet of the employer-employee relationship. The laws deal with employee recruitment, testing, wages, benefits, nondiscrimination, occupational safety and health, workers compensation, wrongful discharge, unemployment insurance, pensions and other matters. Employers in the insurance industry must have knowledge of the law to avoid pitfalls. Employees in the insurance industry must also have knowledge of the law s- they can defend themselves when employers act illegally or when they feel their rights have been violated. Although the study of Employer Practices is worthy of several volumes, this course will provide a general overview of the more common employer practice issues confronting the insurance industry. to set the stage a brief overview is given of the industry and its employment of agents and brokers, who will be taking this course. This is followed by a history of the employer-employee relationship. In chapter one the laws are placed on a time line providing a rationale for why these prohibitions and rights were created. With this information as the foundation, the laws are outlined and employer practices, from pre-hiring to postotermination, are reviewed. This overview provides some practical applications to the law. Suggestions are made as to some dos and donts that should be considered.
Life, Health, Disability and Long Term Care OH – (General)
This course provides an overview to the insurance students about four main types of insurance policies. The four policies Life, Health, Long Term Care and Disability Insurance are the most widely selling policies in the insurance industry. This course contains some valuable information about the principles of life, health, disability and long term care insurance policies, some important related definitions, needs for the purchase of different kinds of insurance policies, application process for applying these kinds of insurance, their after effects and different sub forms of these insurance policies.
Wills and Trusts OH – (General)
This course is a concise and practical guide to what every insurance professional should know about the law of Wills and Trusts – as well as a range of other matters !! while advising others. Before and during the design of a clients estate plan, the professional can provide value as part of the advisor team. In a great many scenarios, life insurance products can play a critical role in assuring the financial security the client is looking for. It is the professionals job and duty to how explain how and why. Getting to a trusted position where that is possible, however, is the challenge. This course is based on real questions, concerns and issues encountered over many years, among people at all economic levels, from modest to quite substantial. There is no better way to build trust, confidence and respect than becoming a source of knowledge on the topics and issues presented here. There is an unfortunate, widespread misconception that wills, trusts and estate planning are subjects of interest only to the wealthy. In fact, an estate plan provides the legal mechanism for disposing of property upon death in a way that recognizes wishes and the needs of ones survivors, while minimizing taxes. To- often, however, estate planning is equated with just estate tax planning. Professionals should be sensitive to personal, nonofinancial issues that are usually of a higher priority. For many, estate planning involves, even more importantly, planning for the handling of affairs in case of disability, and the deeply personal medical choices to be made as life nears its end. Estate planning is not just for rich people. Wills and Trusts are just tools in a larger process. You must be careful not to give legal advice, of course. But you can provide a great service simply by explaining, in general terms, how the moving parts work together.
Mold & The Insurance Industry OH – (General)
One of the hottest issues facing the insurance industry today involves toxic mold claims under both personal and commercial lines policies. After several recent multiomillion dollar judgments, attorneys are comparing this to asbestos and lead paint claims with regard to the litigation potential. From the standpoint of commercial exposures, toxic mold claims are beginning to rival ‘construction defect’ claims in numbers and magnitude. Home and business owners are looking to their insurers and contractors, building material suppliers, plumbers, and others for remuneration for real or perceived property damage and bodily injury. Mold exists everywhere in our environment. Some molds like penicillin are beneficial, while other types of mold can cause health problems. Concern over so-called ‘toxic mold’ is growing as the medical community begins to understand some of the ailments such mold can cause. Other than EPA and CDC guidelines, there appear to be few, if any, state or federal regulations regarding mold infestations and remediation. Lack of mold awareness also has been part of the problem. The truth is that while liability issues may be debated among insurers, property professionals, and others, uncontrolled mold growth will only heighten property and health claims unless quickly checked and remediated. The goal of this course is to increase awareness of mold and its affect on the insurance industry.
General credit hours count for either property and casualty or life and health. The State of Ohio Department of Insurance requires a $1.00 per course credit hour filing fee surcharge on all CE packages and courses. This surcharge will be added to your final transaction amount upon order confirmation.
Continuing Education Hours:
For producers with a Current Compliance Period Due Date of December 31, 2011:
24 CE hours, including 3 hours of ethics, are required by the last day of your birth month in 2012 and every 2 year license term thereafter
For producers with a Current Compliance Period Due Date of December 31, 2010:
20 CE hours are required by December 31, 2010
For producers Newly Licensed On or After January 1, 2010:
24 CE hours, including 3 hours of ethics, are required every 2 year license term.
For additional details check the Ohio website: http://www.insurance.ohio.gov/Agent/pages/ContEd.aspx
Life/Health and Property/Casualty producers can complete 21 CE hours in any line of authority and 3 hours in approved ethics. All title agents are required to complete 10 hrs of continuing education pertaining to title coursework, every two years. All surety bail bond agents are required to complete 14 hrs of continuing education pertaining to bail bond business, every two years. An agent holding a Bail Bond license authority in addition to a Property and Casualty or Life and Health authority must complete 14 of the required 20 credits from Bail Bond approved courses. Effective 6/1/2010: Resident individual surety bail bond agents shall complete at least seven hours of continuing education in each license renewal period. All viatical/life settlement brokers are required to complete 14 hrs of continuing education pertaining to viatical/life settlements and viatical/life transactions, every two years.
Course Subject Requirements:
NFIP Flood: Any producer who sells flood products, must complete a one-time 3 hr flood training requirement.
LTC/P: Any producer who sells, solicits, or negotiates long term care policies must complete a one-time 8 hr training course on long term care insurance and policies, following 4 hrs of ongoing training every two years thereafter.
Type of Courses Accepted for CE Credit:
Courses may not be repeated within a two-year period.
The following classes of agents are exempt from continuing education requirements:
• Persons holding a limited authority license
• Non-resident agents in compliance with continuing education requirements of their home state
• Persons granted inactive license status by the State Director of Insurance
Continuing Education Compliance Date:
12/31, every two years License
12/31, every two years
State Contact Information:
Ohio Department of Insurance
50 W. Town Street
Third Floor – Suite 300
Columbus, Ohio 43215
E. [email protected]