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Insurance Claims Adjuster License

Students operating in Texas will be able to obtain their Adjusters P & C License upon completion of this course via Texas reciprocity allowances. There may be additional requirements for this license, so check with the Texas Department of Insurance if you have any questions about Adjuster Licensing rules in Texas. Click here for more information about the adjusters license from the Texas Department of Insurance.

*Please note: Texas may offer an approved adjuster’s license of its own. Our courseware is for a Texas adjuster’s license, which is accepted in Texas through reciprocity allowances. The Texas Adjuster’s license is preferred because it allows for the most career flexibility and versatility.

Your Enrollment Fee Includes:

  • Access to the TDI approved online course and exam.
  • Credits count toward Classroom equivalent course.
  • Unlimited 24×7 toll free phone support.
  • Official, printable certificate of completion.

Why Choose learninsurance.com?

  • learninsurance.com is the official 360training partner in the Financial Services Industry.
  • We are the largest & most recognized online Adjuster school in Texas.
  • 360training has trained over 3 million learners nationwide.
  • Recognized by more Employers as the source for Adjuster License Certification.
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Bundles

Packages that include Adjuster License Training and More…

  • Texas Ultimate Success Licensing Package: All Lines Adjuster  With Live Instructor Support

    This comprehensive course will prepare you for the final exam that will certify you…

    Package Includes:

    • Texas All Lines Pre-Licensing Insurance Adjuster’s Course (Classroom Equivalent)
    • View Package Details
    • Included Courses
    • online
    • Online Package
    • $249.95
What Claims Adjusters, Appraisers, Examiners, and Investigators Do
Claims adjusters, appraisers, examiners, and investigators evaluate insurance claims. They decide whether an insurance company must pay a claim, and if so, how much.
Work Environment
Most claims adjusters, appraisers, examiners, and investigators work full time. They often work outside the office, inspecting damaged buildings and automobiles.
How to Become a Claims Adjuster, Appraiser, Examiner, or Investigator
A high school diploma or equivalent is typically the minimum requirement to work as an adjuster, examiner, or investigator. However, employers sometimes prefer to hire applicants who have a bachelor’s degree or some insurance-related work experience or vocational training. Auto damage appraisers typically have a 2-year vocational award or work experience in identifying and estimating the cost of automotive repair.
Claims Adjusters, Appraisers, Examiners, and Investigators
2010 Median Pay
Entry-Level Education
Work Experience in a Related Occupation
On-the-job Training
Number of Jobs, 2010
Job Outlook, 2010-20
Employment Change, 2010-20
$58,460 per year
$28.11 per hour
Minimum high school diploma or equivalent.
None
Work under supervision of an experienced Adjuster.
290,700
3%
7,500
Tasks
  • Determine claimant’s insurance coverage based on available forms and data.
  • Perform onsite visits and assess property damages.
  • Examine police reports, medical records, bills and property damage to determine the accountability of parties involved.
  • Draft accurate reports and reviews on property damage costs, estimates and investigation findings.
  • Conduct extensive research and interviews to correct document errors or omissions.
  • Research and collect evidences for legal purposes.
  • Refer dubious claims and fraudulent activities to investigators or claims adjusters for further investigation or settlement.
  • Negotiate for claims settlements and recommend litigation when deemed necessary.
  • Coordinate with claimants, police personnel, witnesses, doctors and other parties involved to find out the validity of claims and determine whether the claimant qualifies for the settlement or not.
  • Perform data analysis based on investigations, recommendations and findings.
Tools & Technology

Listed below are the devices and software used by an insurance claims adjuster to perform his or her job efficiently:

  • Event Data Recorders (EDRs)
  • Measuring wheels
  • Mobile organizers or personal digital assistants (PDAs)
  • Field Computers and Mobile Devices
  • Theodolites
  • Analytical software for EDRs and fraud detection
  • CAD software for recording evidence and visuals such as MapScenes Evidence Recorder and Visual Statement Investigator
  • Document Management System
  • Record Keeping Software
  • Financial Analysis Software
Knowledge
  • Adept in writing in the English language, especially with grammar, syntax, and rules of composition
  • Understand the concept of customer service and be able to ensure client satisfaction
  • Background on performing administrative and clerical duties and skilled in word processing, file organization, stenography and transcription, and other related tasks.
  • Knowledge of state rules and regulations, performing due diligence, executive orders and the US political process
  • Background financial and mathematical knowledge and their theories and applications
Skills
  • Active Listening: Involves listening intently to what people are saying, contextualizing and analyzing what is being said, asking the right questions at the right time.
  • Analytical Skills: Using logic to weigh the consequences of actions as well as in reviewing and analyzing relevant information in coming up with a solution.
  • Reading Comprehension: Effortlessly understanding the logical flow and meaning of sentences in documents and reports.
  • Communication Skills: Knowing how to effectively convey thoughts and information.
  • Convincing Power: Knowing the proper way of negotiating and using the nuances of language.
  • Writing Skills: Communicating in a clear and concise language suitable for business and the needs of the target audience.
  • Good Judgment: Knowing how to leverage available resources and having foresight when choosing the appropriate action/solutions.
  • Perceptiveness: Being sensitive to other people’s actions and reactions.
Work Activities
  • Data Gathering: Identifying and categorizing information by interviewing people, investigating places, events and people, and reviewing existing pertinent documents.
  • Record Keeping: Data encoding and organization—both in written and electronic form.
  • Basic and Advanced Computing: Using various types of computers and computers systems in data encoding, analysis and communications.
  • Multitasking: Prioritizing important tasks over unimportant ones; setting goals
  • Data Analysis and Review: Verifying information and evaluating information in faithful observance of standards and regulations.
  • Problem Solving: Resolving conflicts and negotiating with people to prevent any further complaints and disputes. Analyzing information to provide the best possible solution to problems.
  • Coordinating with Senior Level Officers and Peers: Relaying information to seniors, colleagues and subordinates through all available methods of communication.
Education

Most enrollees and graduates of an insurance adjuster school already have a bachelor’s degree prior to getting an adjusters license (35 percent). Still, a majority of these graduates have received some college education but did not finish their degrees. About 14 percent of insurance adjusters are master’s degree holders.

Percentage of Respondents
Education Level Required
35
Bachelor’s degree
32
Some college, no degree
14
Master’s degree
Work Values

Support – Providing assistance to employees in observance of company policies, company ethics, and human relations principles

Valuing Relationships – Being a team player and working harmoniously with authorities, seniors and colleagues.

Freedom and flexibility – Having the freedom to work independently but holding oneself accountable for the outcome of one’s own work and sometimes, the work of others