learninsurance.com is a fully accredited provider of insurance continuing education courseware for Utah. Because our training is entirely online and the lessons can be taken when you have time, our courses are perfect for today’s hectic schedules.
We offer comprehensive training to help you ramp up your insurance career in Utah. Be sure to check with your state to make sure you’re meeting the requirements in Utah prior to enrolling.
Anti-Money Laundering UT – (Life, Accident and Health) Classroom Equivalent
Money laundering plays a fundamental role in facilitating the ambitions of the drug trafficker, the terrorist, the organized criminal, the insider dealer, and the tax evader, as well as the many others who need to avoid the kind of attention from the authorities that sudden wealth from illegal activities brings. By engaging in this type of activity, criminals hope that their proceeds will be beyond the reach of asset forfeiture laws. Financial institutions such as insurance companies are at the forefront of the battle against the money launderers. Under current legislation, insurance companies are responsible for policing their financial dealings and reporting any suspicious transactions. This course will dwell upon the new regulatory environment of the insurance industry vis a vis money laundering, specifically the USA Patriot Act 2001. The course aims to highlight the key aspects of the USA Patriot Act namely, the Suspicious Activities Report (SAR) and the Know Your Customer provision (KYC).
If you purchase the Unlimited CE Package you can get all of the individually listed courses below for a grand total of $39.95! Individual Courses below are offered for regular retail price if purchased separately.
Through access to the entire CE course catalog, you can complete all required courses needed to renew your Utah Insurance License.
- Anti-Money Laundering UT – (Life, Accident and Health)
- Commercial General Liability Insurance UT – (PC) Classroom Equivalent
- Life, Health, Disability and Long Term Care UT – (LAH) Classroom Equivalent
- New Trends in Life & Health Insurance: Environmental & Occupational Issues UT – (Life, Accident and Health)
- Flood Insurance – Basic UT – (Flood Fulfills Flood Requirement)
- Introduction to Property and Casualty and the Insurance Contract UT – (PC) Classroom Equivalent
- Employer Practices
- Ethics and Fraud
- Ethics for Insurance Professionals Basic
- Homeowners and Dwelling Insurance
- Insurance Fraud Awareness
- Legal and Moral Issues in the Insurance Industry
- Legal Responsibilities of the Insurance Agent
- Life Settlements
- Mold and the Insurance Industry
- Personal Auto Insurance
learninsurance.com is a fully accredited provider of Utah Insurance CE for preparing for examination through the Utah Insurance Department. Our courses are 100% online and include everything you need to take and pass your Utah insurance continuing education exam.We recommend you check your state’s requirements prior to enrolling.
(Provider Name: 360training, inc. – Provider Number: 14126) General credit hours count for either property and casualty or life and health insurance CE.
Introduction to Property and Casualty and the Insurance Contract UT – (PC) Classroom Equivalent
This course will introduce you to the basic principles of insurance, including the concept of risk, the different types of risk, and techniques in managing risk. It will introduce you to several basic elements and terms used in the insurance industry. The course will focus on explaining the insurance contract by introducing and reviewing its various parts, including: the elements, characteristics, and parts of a contract, as well as various policy organizations. It will also lesson focus on the insurance transaction. The transaction includes such things as the application process, how the policy is selected, underwritten, and rated. This section will also review some of the legal requirements of applicants and the insurance company, with respect to the insurance transaction.
Life, Health, Disability and Long Term Care UT – (LAH) Classroom Equivalent
This course provides an overview to the insurance students about four main types of insurance policies. The four policies Life, Health, Long Term Care and Disability Insurance are the most widely selling policies in the insurance industry. This course contains some valuable information about the principles of life, health, disability and long term care insurance policies, some important related definitions, needs for the purchase of different kinds of insurance policies, application process for applying these kinds of insurance, their after effects and different sub forms of these insurance policies.
The impact of Employer Practices for the insurance industry has become increasingly subject to legal constraints. An expanding series of laws regulate almost every facet of the employer-employee relationship. The laws deal with employee recruitment, testing, wages, benefits, nondiscrimination, occupational safety and health, workers compensation, wrongful discharge, unemployment insurance, pensions and other matters. Employers in the insurance industry must have knowledge of the law to avoid pitfalls. Employees in the insurance industry must also have knowledge of the law s- they can defend themselves when employers act illegally or when they feel their rights have been violated. Although the study of Employer Practices is worthy of several volumes, this course will provide a general overview of the more common employer practice issues confronting the insurance industry. to set the stage a brief overview is given of the industry and its employment of agents and brokers, who will be taking this course. This is followed by a history of the employer-employee relationship. In chapter one the laws are placed on a time line providing a rationale for why these prohibitions and rights were created. With this information as the foundation, the laws are outlined and employer practices, from pre-hiring to postotermination, are reviewed. This overview provides some practical applications to the law. Suggestions are made as to some dos and donts that should be considered.
Legal Responsibilities of the Insurance Agent
Legal responsibilities are fundamental. An insurance agent walks a difficult line with legal responsibilities to both an insurance company and a client. When the agent does not live up to these responsibilities, there is the threat of being sued. Periodically, every agent should review the legal responsibilities of an agent in modern society. An insurance agents social, ethical and professional responsibilities may be optional; but legal responsibilities are not. Legal responsibilities are the minimum amount that is required of every agent. If he does not live up to his legal responsibilities, he will end up out of business and maybe even behind bars. Because legal responsibilities are determined by common law, statute, and case law, they are evolving. An agent must remain current, making adjustments for trends and refinements. The purpose of this course is to provide the student with a knowledge and understanding of these legal responsibilities and insurance principles. Topics include: Principles of Insurance, Characteristics of Legal Responsibilities, Illegal Acts of an Insurance Agent, Ethics in the Insurance Agency, and Legal Issues in Insurance Fraud.
Insurance Fraud Awareness
The insurance industry in the United States consists of more than 5,000 companies with over $1.8 trillion in assets. The insurance industry is one of the largest and most interdependent of the United States industries, making it a critical U.S. industry. Insurance fraud has become one of the most prevalent and costly white-collar crimes. According to a published study by the Coalition Against Insurance Fraud (CAIF), fraud is among the most prominent cost components escalating the costs of insurance. The CAIF has estimated the annual loss figures relative to insurance fraud (non health insurance) to be approximately $26 billion. F raud is costing companies, businesses, and individuals, who pay higher insurance premiums. Identifying, targeting, and dismantling those individuals, organized groups, and con artists committing fraud against the insurance industry will accomplish reducing the amount of economic loss to the insurance industry due to fraud. This course provides an overview of insurance fraud, which will provide the student with an understanding of the nature, costs, results and methods of preventing insurance fraud. The ultimate goal of this course is to increase awareness of insurance fraud and demonstrate the importance of preventing insurance fraud. Topics covered include: Ethics, Fraud Detection and Prevention, Patterns and Indicators of Fraudulent Claims, Legal Issues, and Consumer Protection.
Legal and Moral Issues in the Insurance Industry
Our industry is being besieged by matters of compliance. This is especially true in the areas of life insurance and securities. Some may privately express the view that compliance is an impediment to doing business and doing it successfully. But isnt the question really: should shortoterm gains take priority over Long Term client relationships? At first sight, it seems that career agents for the major companies are most affected by strict compliance regulations. While, independent insurance agents and those not closely associated with a major insurer are untouched by compliance requirements. Compliance enforcement and oversight may be more difficult, as those who supervise agents activities may be further removed in time and place from the sales process. The intention of this course is to refocus you on compliant and ethical professional behavior. If you always concentrate on a clients needs and place them above your own, compliance should not be an obstacle in your practice. Putting the client first seems a simple concept, but sometimes it is difficult to implement. Topics covered include: Compliance, Ethics and Professionalism , Our Working Legal Framework, Communication and the Sales Process, Common Compliance Problems, Ethics and Compliance in Practice.
Mold and the Insurance Industry
One of the hottest issues facing the insurance industry today involves toxic mold claims under both personal and commercial lines policies. After several recent multiomillion dollar judgments, attorneys are comparing this to asbestos and lead paint claims with regard to the litigation potential. From the standpoint of commercial exposures, toxic mold claims are beginning to rival ‘construction defect’ claims in numbers and magnitude. Home and business owners are looking to their insurers and contractors, building material suppliers, plumbers, and others for remuneration for real or perceived property damage and bodily injury. Mold exists everywhere in our environment. Some molds like penicillin are beneficial, while other types of mold can cause health problems. Concern over so-called ‘toxic mold’ is growing as the medical community begins to understand some of the ailments such mold can cause. Other than EPA and CDC guidelines, there appear to be few, if any, state or federal regulations regarding mold infestations and remediation. Lack of mold awareness also has been part of the problem. The truth is that while liability issues may be debated among insurers, property professionals, and others, uncontrolled mold growth will only heighten property and health claims unless quickly checked and remediated. The goal of this course is to increase awareness of mold and its affect on the insurance industry.
Continuing Education Hours
A total of 24 hours of continuing education (CE) are required, of which 12 hours must be in the classroom or classroom equivalent type courses, three hours must be in Ethics training, and the remaining 21 hours can be in any line of insurance. All 24 hours must be from courses approved by the Utah Insurance Department.
Continuing Education Compliance Date
The compliance date is based on licensure date.
License Renewal Date
The license renewal date is two years from the original licensure date.
Types of courses accepted for CE Credit
- Independent self-study courses
- Classroom study/seminar
Final Exam Requirements
Self-study final exams are required to be monitored by a disinterested third party (i.e., someone with no business or family relationship to the student).
Course Subject Requirements
At least 12 hours of CE must be taken in class, three hours of Ethics minimum each renewal period.
No carryover of CE credits is allowed.
Courses may not be taken for credit more than once in each reporting period.
For Additional Information Please Contact
Utah Insurance Department
Producer Services Division
State Office Building, Room 3110
Salt Lake City, UT 84114-6901
Web site: www.insurance.state.ut.us
- Student will pay and enroll in the course.
- Student will answer security and validation questions throughout the course validating the identity of the student.
- Student will pass each lesson quiz before proceeding to the next ensuring mastery of the lesson.
- If student fails the end of lesson quiz, the student will be forced to repeat the lesson till he/she passes the quiz.
- Upon the successful completion of the course, the student will be locked out of the final exam unless the student gets in touch with the proctor.
- The proctor will type in an encrypted code to unlock the final exam.
- At that point student will be able to take a closed book final exam to ensure that the student does not cheat.
- Student will be allowed to take the final exam no more than three times.
- Upon successful completion, student completion date, time, and grades will posted on the online Compliance Management System (CMS).