We have noticed you are using an older version of Internet Explorer. To ensure complete functionality please upgrade your version of Internet Explorer.

Update IE
Back
Insurance CE

learninsurance.com is a fully accredited provider of insurance continuing education courseware for Washington. Because our training is entirely online and the lessons can be taken when you have time, our courses are perfect for today’s hectic schedules.

We offer comprehensive training to help you ramp up your insurance career in Washington. Be sure to check with your state to make sure you’re meeting the requirements in Washington prior to enrolling.

SORT:
VIEW:

Packages

If you purchase the Unlimited CE package, you can get all of the individually listed courses below for $39.95! (State filing fees will be added to the cart separately.)

Individual Courses below are offered for regular retail price if purchased separately.

Individual Courses

learninsurance.com is a fully accredited provider of insurance CE for preparing for examination through the Commissioner of Insurance, State of Washington.Our courses are 100% online and include everything you need to take and pass your exam.Provider Approval #33770. We recommend you check your state’s requirements prior to enrolling. General credit hours count for either property and casualty or life and health.

Course Name
Credit Type
Course Delivery
Credit Hours
Price
QTY
  • Advanced Personal Auto Insurance

    Advanced Personal Auto Insurance

    Advanced Personal Auto Insurance

    Beyond the basic concepts of personal auto insurance and policy structure, many important issues remain to be addressed. This course presents the student with four inodepth and focused topics that represent these more advanced issues. Topics to be examined include the following: personal auto policy endorsements, ACORD and ACORD forms, No Fault insurance, the determination of personal auto policy premiums, and the underwriting of personal auto insurance.

    Credit Hours: 1.0
    Price: $10.00
    No. of Users:
    Beyond the basic concepts of personal auto insurance and policy structure, many important issues remain…
    Credit Type:
    online course
    Online Package
    Credit Hours: 1
    $5.00
    QTY.
  • Agency Operations

    Agency Operations

    Agency Operations

    This course is designed to encompass key issues in the business of agency operations. It looks at the various aspects of risk management, and outlines the workings of the insurance markets as they exist today. To highlight the importance of procedural issues, the course also focuses on issues of Errors and Omissions, and links the same to various aspects of the agency business.

    Credit Hours: 1.0
    Price: $30.00  $20
    No. of Users:
    This course is designed to encompass key issues in the business of agency operations. It…
    Credit Type:
    online course
    Online Package
    Credit Hours: 1
    $30.00 $20
    QTY.
  • Annuities

    Annuities

    Annuities
    • This course introduces the topic of annuities. Annuities are insurance products that rely on mortality and investment experience to protect against the loss of income. They differ from life insurance because life insurance is designed for the protection of an individual’s family or estate after their death, whereas annuities are designed to protect investors against outliving their income and superannuation. Annuities have the basic function of systematically liquidating specific sums of money over a specified period of time. In this course we will learn about different types of annuities, the benefits of each kind, and the many rules associated with their liquidation.
    Credit Hours: 0.0
    Price: $25.00
    No. of Users:
    This course introduces the topic of annuities. Annuities are insurance products that rely on mortality…
    Credit Type:
    online course
    Online Package
    Credit Hours: 0.0
    $25.00
    QTY.
  • Anti-Money Laundering for Insurance Professionals

    Anti-Money Laundering for Insurance Professionals

    Anti-Money Laundering for Insurance Professionals

    Money laundering plays a fundamental role in facilitating the ambitions of the drug trafficker, the terrorist, the organized criminal, the insider dealer, and the tax evader, as well as the many others who need to avoid the kind of attention from the authorities that sudden wealth from illegal activities brings. By engaging in this type of activity, criminals hope that their proceeds will be beyond the reach of asset forfeiture laws. Financial institutions such as insurance companies are at the forefront of the battle against the money launderers. Under current legislation, insurance companies are responsible for policing their financial dealings and reporting any suspicious transactions. This course will dwell upon the new regulatory environment of the insurance industry vis a vis money laundering, specifically the USA Patriot Act 2001. The course aims to highlight the key aspects of the USA Patriot Act namely, the Suspicious Activities Report (SAR) and the Know Your Customer provision (KYC).

    Duration: 2 hrs.
    Price: $60.00
    No. of Users:
    Money laundering plays a fundamental role in facilitating the ambitions of the drug trafficker, the…
    Credit Type:
    online course
    Online Package
    Credit Hours: 2
    $60.00
    QTY.
  • Commercial General Liability Insurance

    Commercial General Liability Insurance

    Commercial General Liability Insurance

    The peril of liability is one of the most severe risks facing any organization today. Operating an organization without liability insurance puts owners at risk. Learning about liability insurance is a great way to prolong the life of your organization! This course covers broad issues of liability insurance and Workers’ Compensation.

    Duration: 3 hrs.
    Price: $30.00
    No. of Users:
    The peril of liability is one of the most severe risks facing any organization today….
    Credit Type:
    online course
    Online Package
    Credit Hours: 3
    $30.00
    QTY.
  • Employer Practices

    Employer Practices

    Employer Practices

    The impact of Employer Practices for the insurance industry has become increasingly subject to legal constraints. An expanding series of laws regulate almost every facet of the employer-employee relationship. The laws deal with employee recruitment, testing, wages, benefits, nondiscrimination, occupational safety and health, workers compensation, wrongful discharge, unemployment insurance, pensions and other matters. Employers in the insurance industry must have knowledge of the law to avoid pitfalls. Employees in the insurance industry must also have knowledge of the law s- they can defend themselves when employers act illegally or when they feel their rights have been violated. Although the study of Employer Practices is worthy of several volumes, this course will provide a general overview of the more common employer practice issues confronting the insurance industry. to set the stage a brief overview is given of the industry and its employment of agents and brokers, who will be taking this course. This is followed by a history of the employer-employee relationship. In chapter one the laws are placed on a time line providing a rationale for why these prohibitions and rights were created. With this information as the foundation, the laws are outlined and employer practices, from pre-hiring to postotermination, are reviewed. This overview provides some practical applications to the law. Suggestions are made as to some dos and donts that should be considered.

    Credit Hours: 4.0
    Price: $30.00  $15
    No. of Users:
    The impact of Employer Practices for the insurance industry has become increasingly subject to legal…
    Credit Type:
    online course
    Online Package
    Credit Hours: 4
    $30.00 $15
    QTY.
  • This course covers broad issues on Employment and Labor laws as it applies to Insurance…
    Credit Type:
    online course
    Online Package
    Credit Hours: 6
    $25.00
    QTY.
  • Estate Planning: Basic

    Estate Planning: Basic

    Estate Planning: Basic

    This course focuses on are the proper methods of holding legal title to property during your life, and passing your estate on to your heirs in a manner and timing of your choosing, all with minimum taxes and intervention by the legal system. It begins with a consideration of the estate planning process and the documents of transfer. The course then addresses the transfer tax system and the calculation of an individuals estate tax liability. Estate planning techniques such as trusts, marital and charitable deduction vehicles, and intra-family business and property transfers are then discussed. The course ends with a consideration of postomortem tax planning.

    Duration: 2 hrs.
    Price: $15.00
    No. of Users:
    This course focuses on are the proper methods of holding legal title to property during…
    Credit Type:
    online course
    Online Package
    Credit Hours: 2
    $15.00
    QTY.
  • Ethics and Fraud

    Ethics and Fraud

    Ethics and Fraud

    According to the Washington, DC-based Coalition / Against Insurance Fraud (CAIF) for the insurance industry, and for the public as well, insurance fraud costs $85 billion per year. With such substantial damage, it is no wonder that the industry is making significant efforts to battle this cancer. The industry has decided that increasing public awareness of fraud is its main course of action. The coalition strongly believes that public attitudes are crucial to curtailing fraud. There are no easy solutions to the problems of insurance fraud. Consumers, legislators, regulators, and insurers must work together over the long term to create an environment that either prevents insurance fraud or detects it easily when it occurs. The first step in this process is creating a baseline understanding of the problem and potential solutions .

    Credit Hours: 3.0
    Price: $30.00  $25
    No. of Users:
    According to the Washington, DC-based Coalition / Against Insurance Fraud (CAIF) for the insurance industry,…
    Credit Type:
    online course
    Online Package
    Credit Hours: 3
    $30.00 $25
    QTY.
  • Ethics for Insurance Professionals Advanced

    Ethics for Insurance Professionals Advanced

    Ethics for Insurance Professionals Advanced

    In this course we do not intend to create a complex, philosophical, intellectual debate on current ethical considerations. Rather, we will present a practical discussion of business ethics with specific examples taken from the insurance industry. The course addresses the complexities of ethical decision making in today’s insurance environment. It suggests ways for insurance producers to establish ethics in the work place and thereby take a step toward reducing the possibility of questionable practices and wrongdoing.

    Credit Hours: 3.0
    Price: $53.00  $10
    No. of Users:
    In this course we do not intend to create a complex, philosophical, intellectual debate on…
    Credit Type:
    online course
    Online Package
    Credit Hours: 3
    $53.00 $10
    QTY.
  • Ethics for Insurance Professionals Basic

    Ethics for Insurance Professionals Basic

    Ethics for Insurance Professionals Basic

    This course covers the basic concept of ethics with a detailed definition and what it entails. We will discuss the role of ethics in our personal as well as professional lives and the challenges faced. We will also discuss the core ethical values and how rationalization is used as a common tool. Finally, we will talk about the framework of ethical decisionomaking and conclude with a brief discourse on ethics and conflict of interests.

    Credit Hours: 2.0
    Price: $48.00
    No. of Users:
    This course covers the basic concept of ethics with a detailed definition and what it…
    Credit Type:
    online course
    Online Package
    Credit Hours: 2
    $12.00
    QTY.
  • Flood Insurance

    Flood Insurance

    Flood Insurance

    This course explains the essentials of flood insurance based on the standards set by the Federal Emergency Management Agency. It opens with the background and features of the National Flood Insurance Program, along with a discussion of who needs flood insurance. It then explains flood maps, zone determinations and available products and policies.The general rules and rating process for flood insurance are discussed in detail , along with the claims handling process and the requirements of the Flood Insurance Reform Act of 2004. Last, agents Understand the flood resources available to them. This course provides helpful guidelines for agents who wish to sell flood policies.

    Credit Hours: 3.0
    Price: $40.00  $25
    No. of Users:
    This course explains the essentials of flood insurance based on the standards set by the…
    Credit Type:
    online course
    Online Package
    Credit Hours: 3
    $40.00 $25
    QTY.
  • Homeowners and Dwelling Insurance

    Homeowners and Dwelling Insurance

    Homeowners and Dwelling Insurance

    This course was developed to provide licensed insurance personnel to renew their continuing education requirements as well as professional development. The basics of homeowners insurance are discussed in detail. Multiple practice questions are provided to test the student grasp of homeowners insurance.

    Credit Hours: 2.0
    Price: $30.00  $10
    No. of Users:
    This course was developed to provide licensed insurance personnel to renew their continuing education requirem…
    Credit Type:
    online course
    Online Package
    Credit Hours: 2
    $30.00 $10
    QTY.
  • Identity Theft

    Identity Theft

    Identity Theft

    This course provides an introduction to Identity Theft, including topics that range in scope from basic definitions and concepts to how Identity Theft compares to other forms of insurance. The student will learn how victims of Identity Theft become such, how one can avoid becoming a victim, and, ultimately, how Identity Theft affects businesses. This course also explains in plain language how identity thieves go about their search for victims and how Identity Theft applies to the basic insurance concepts of Risk Management and Personal Lines of insurance.

    Credit Hours: 0.0
    Price: $10.00
    No. of Users:
    This course provides an introduction to Identity Theft, including topics that range in scope from…
    Credit Type:
    online course
    Online Package
    Credit Hours: 0.0
    $10.00
    QTY.
  • Inland Marine Insurance

    Inland Marine Insurance

    Inland Marine Insurance

    This course was developed to help students to understand the concepts of inland marine insurance. The basic tenets of inland marine insurance are discussed in detail, as well as specific information regarding marine trade. Students will Understand historical background and the current coverages provided under this type of insurance.

    Credit Hours: 4.0
    Price: $42.00
    No. of Users:
    This course was developed to help students to understand the concepts of inland marine insurance….
    Credit Type:
    online course
    Online Package
    Credit Hours: 4
    $42.00
    QTY.
  • Insurance Fraud Awareness

    Insurance Fraud Awareness

    Insurance Fraud Awareness

    The insurance industry in the United States consists of more than 5,000 companies with over $1.8 trillion in assets. The insurance industry is one of the largest and most interdependent of the United States industries, making it a critical U.S. industry. Insurance fraud has become one of the most prevalent and costly white-collar crimes. According to a published study by the Coalition Against Insurance Fraud (CAIF), fraud is among the most prominent cost components escalating the costs of insurance. The CAIF has estimated the annual loss figures relative to insurance fraud (non health insurance) to be approximately $26 billion. F raud is costing companies, businesses, and individuals, who pay higher insurance premiums. Identifying, targeting, and dismantling those individuals, organized groups, and con artists committing fraud against the insurance industry will accomplish reducing the amount of economic loss to the insurance industry due to fraud. This course provides an overview of insurance fraud, which will provide the student with an understanding of the nature, costs, results and methods of preventing insurance fraud. The ultimate goal of this course is to increase awareness of insurance fraud and demonstrate the importance of preventing insurance fraud. Topics covered include: Ethics, Fraud Detection and Prevention, Patterns and Indicators of Fraudulent Claims, Legal Issues, and Consumer Protection.

    Credit Hours: 3.0
    Price: $30.00
    No. of Users:
    The insurance industry in the United States consists of more than 5,000 companies with over…
    Credit Type:
    online course
    Online Package
    Credit Hours: 3
    $25.00
    QTY.
  • Introduction to Personal Auto Insurance and the Personal Auto Policy

    Introduction to Personal Auto Insurance and the Personal Auto Policy

    Introduction to Personal Auto Insurance and the Personal Auto Policy

    Auto insurance, one of the most common and important consumer insurances, is a fundamental component of property insurance. Students taking this course will learn why this form of insurance is mandated by examining the basis of legal liability and the protection from it that personal auto insurance offers to insureds. Topics addressed include: the persons and automobiles covered by the policy, the basic structure of a personal auto policy, definitions pertinent to the language of the policy, and standard coverage using ISO forms.

    Credit Hours: 0.0
    Price: $10.00
    No. of Users:
    Auto insurance, one of the most common and important consumer insurances, is a fundamental component…
    Credit Type:
    online course
    Online Package
    Credit Hours: 0.0
    $10.00
    QTY.
  • Legal Responsibilities of the Insurance Agent

    Legal Responsibilities of the Insurance Agent

    Legal Responsibilities of the Insurance Agent

    Legal responsibilities are fundamental. An insurance agent walks a difficult line with legal responsibilities to both an insurance company and a client. When the agent does not live up to these responsibilities, there is the threat of being sued. Periodically, every agent should review the legal responsibilities of an agent in modern society. An insurance agents social, ethical and professional responsibilities may be optional; but legal responsibilities are not. Legal responsibilities are the minimum amount that is required of every agent. If he does not live up to his legal responsibilities, he will end up out of business and maybe even behind bars. Because legal responsibilities are determined by common law, statute, and case law, they are evolving. An agent must remain current, making adjustments for trends and refinements. The purpose of this course is to provide the student with a knowledge and understanding of these legal responsibilities and insurance principles. Topics include: Principles of Insurance, Characteristics of Legal Responsibilities, Illegal Acts of an Insurance Agent, Ethics in the Insurance Agency, and Legal Issues in Insurance Fraud.

    Credit Hours: 4.0
    Price: $40.00  $20
    No. of Users:
    Legal responsibilities are fundamental. An insurance agent walks a difficult line with legal responsibilities …
    Credit Type:
    online course
    Online Package
    Credit Hours: 4
    $40.00 $20
    QTY.
  • Legal and Moral Issues in the Insurance Industry

    Legal and Moral Issues in the Insurance Industry

    Legal and Moral Issues in the Insurance Industry

    Our industry is being besieged by matters of compliance. This is especially true in the areas of life insurance and securities. Some may privately express the view that compliance is an impediment to doing business and doing it successfully. But isnt the question really: should shortoterm gains take priority over Long Term client relationships? At first sight, it seems that career agents for the major companies are most affected by strict compliance regulations. While, independent insurance agents and those not closely associated with a major insurer are untouched by compliance requirements. Compliance enforcement and oversight may be more difficult, as those who supervise agents activities may be further removed in time and place from the sales process. The intention of this course is to refocus you on compliant and ethical professional behavior. If you always concentrate on a clients needs and place them above your own, compliance should not be an obstacle in your practice. Putting the client first seems a simple concept, but sometimes it is difficult to implement. Topics covered include: Compliance, Ethics and Professionalism , Our Working Legal Framework, Communication and the Sales Process, Common Compliance Problems, Ethics and Compliance in Practice.

    Credit Hours: 3.0
    Price: $30.00
    No. of Users:
    Our industry is being besieged by matters of compliance. This is especially true in the…
    Credit Type:
    online course
    Online Package
    Credit Hours: 3
    $25.00
    QTY.
  • Life Settlements

    Life Settlements

    Life Settlements

    This course covers a broad range of issues related to life insurance settlements s- students learn ways to help clients through this sometimes complicated process. As the student completes this course, he or she should try to develop a broad picture of life insurance settlements and how they fit into the larger practice of life insurance.

    Credit Hours: 1.0
    Price: $5.00
    No. of Users:
    This course covers a broad range of issues related to life insurance settlements s- students…
    Credit Type:
    online course
    Online Package
    Credit Hours: 1
    $5.00
    QTY.
  • Mold and the Insurance Industry

    Mold and the Insurance Industry

    Mold and the Insurance Industry

    One of the hottest issues facing the insurance industry today involves toxic mold claims under both personal and commercial lines policies. After several recent multiomillion dollar judgments, attorneys are comparing this to asbestos and lead paint claims with regard to the litigation potential. From the standpoint of commercial exposures, toxic mold claims are beginning to rival ‘construction defect’ claims in numbers and magnitude. Home and business owners are looking to their insurers and contractors, building material suppliers, plumbers, and others for remuneration for real or perceived property damage and bodily injury. Mold exists everywhere in our environment. Some molds like penicillin are beneficial, while other types of mold can cause health problems. Concern over so-called ‘toxic mold’ is growing as the medical community begins to understand some of the ailments such mold can cause. Other than EPA and CDC guidelines, there appear to be few, if any, state or federal regulations regarding mold infestations and remediation. Lack of mold awareness also has been part of the problem. The truth is that while liability issues may be debated among insurers, property professionals, and others, uncontrolled mold growth will only heighten property and health claims unless quickly checked and remediated. The goal of this course is to increase awareness of mold and its affect on the insurance industry.

    Credit Hours: 3.0
    Price: $40.00  $25
    No. of Users:
    One of the hottest issues facing the insurance industry today involves toxic mold claims under…
    Credit Type:
    online course
    Online Package
    Credit Hours: 3
    $40.00 $25
    QTY.
  • As a new employee to the insurance industry you may find yourself overwhelmed with understanding…
    Credit Type:
    online course
    Online Package
    Credit Hours: 3
    $25.00
    QTY.
  • New Trends in Life & Health Insurance: Environmental & Occupational Issues

    New Trends in Life & Health Insurance: Environmental & Occupational Issues

    New Trends in Life & Health Insurance: Environmental & Occupational Issues

    Health and life insurance is affected and influenced by numerous occupational and environmental issues and trends. The purpose of this course is to identify and examine these issues and trends and their relationship to life and health insurance. Topics covered include mold, mold contaminants, general liability implications, workers compensation, homeowners insurance, environmental and occupational diseases, asbestos exposure, terrorism exposure and underwriting health and life insurance.

    Credit Hours: 4.0
    Price: $40.00
    No. of Users:
    Health and life insurance is affected and influenced by numerous occupational and environmental issues and…
    Credit Type:
    online course
    Online Package
    Credit Hours: 4
    $30.00
    QTY.
  • Ocean Marine Insurance

    Ocean Marine Insurance

    Ocean Marine Insurance

    This course was developed to help students to understand the concepts of ocean marine insurance. The basic tenets of ocean marine insurance are discussed in detail, as well as specific information regarding marine trade. Students will Understand historical background and the current coverages provided under this type of insurance.

    Duration: 6 hrs.
    Price: $30.00
    No. of Users:
    This course was developed to help students to understand the concepts of ocean marine insurance….
    Credit Type:
    online course
    Online Package
    Credit Hours: 6
    $30.00
    QTY.
  • Overview of Life Settlement Industry, Current Events, and Regulatory Update

    Overview of Life Settlement Industry, Current Events, and Regulatory Update

    Overview of Life Settlement Industry, Current Events, and Regulatory Update

    The purpose of this course is to explain the emerging market of life settlements. Throughout the course, students are introduced to essential industry terminology, what life settlements entail, and how the life settlements market is compared to the life insurance market. The course also offers a general overview of the industry as a whole.In addition to learning general information about the life settlements industry, students will also learn who the participants are in a life settlement and how to identify good candidates. By the end of the course, students should be familiar with the step-by-step process of this emerging market and will have an understanding of the regulation, licensing, and compliance issues involved.

    Duration: 1 hrs.
    Price: $15.00
    No. of Users:
    The purpose of this course is to explain the emerging market of life settlements. Throughout…
    Credit Type:
    online course
    Online Package
    Credit Hours: 1
    $15.00
    QTY.
  • Personal Auto Insurance

    Personal Auto Insurance

    Personal Auto Insurance

    This PDF course discusses the basic tenets of personal auto insurance in detail. It outlines the duties that the insurer must perform along with what the insurer should expect from the insured. Multiple practice questions are provided at the end of each lesson to test the students knowledge.

    Credit Hours: 2.0
    Price: $40.00
    No. of Users:
    This PDF course discusses the basic tenets of personal auto insurance in detail. It outlines…
    Credit Type:
    online course
    Online Package
    Credit Hours: 2
    $30.00
    QTY.
  • Principles of Insurance

    Principles of Insurance

    Principles of Insurance

    This course provides a general overview of insurance principles. It begins by defining frequently used terms in the industry. As the course develops, it illustrates the insurance process and the need for insurance. It expands to guide the student through the various mechanics, the types of insurance products available, and its applicability in different situations while illustrating with examples wherever possible.

    Credit Hours: 12.0
    Price: $60.00  $25
    No. of Users:
    This course provides a general overview of insurance principles. It begins by defining frequently used…
    Credit Type:
    online course
    Online Package
    Credit Hours: 12
    $60.00 $25
    QTY.
  • The Six Parts of the Personal Auto Policy

    The Six Parts of the Personal Auto Policy

    The Six Parts of the Personal Auto Policy

    Perhaps the most important aspect of any insurance policy (for both the consumer and the insurer) is the coverage extended under that policy. Personal auto insurance is no exception, and a firm understanding of all parts of the policy is vital for any property agent. This course presents each part (A, B, C, D, E, and F) of the personal auto policy one at a time, examining the general provisions and conditions stipulated in each. In addition to the basic issue of what is covered, the course takes the opportunity to explain other points, such as who is covered and what is explicitly NOT covered.

    Credit Hours: 2.0
    Price: $15.00
    No. of Users:
    Perhaps the most important aspect of any insurance policy (for both the consumer and the…
    Credit Type:
    online course
    Online Package
    Credit Hours: 2
    $10.00
    QTY.
  • Washington Annuity Suitability - (Meets State Annuity Requirement)

    Washington Annuity Suitability – (Meets State Annuity Requirement)

    Washington Annuity Suitability – (Meets State Annuity Requirement)

    This course introduces a specialized area of annuities, with extra attention being given
    to the various types of annuities, including fixed, variable, and indexed. You will also
    learn about the issues that surround the sale of annuities depending on the state they’re
    being purchased in. Lastly, this course also highlights distribution opportunities and tax
    consequences for withdrawals.

    Credit Hours: 4.0
    Price: $20.00
    No. of Users:
    This course introduces a specialized area of annuities, with extra attention being givento the various…
    Credit Type:
    online course
    Online Package
    Credit Hours: 4
    $15.00
    QTY.
  • Wills and Trusts

    Wills and Trusts

    Wills and Trusts

    This course is a concise and practical guide to what every insurance professional should know about the law of Wills and Trusts – as well as a range of other matters !! while advising others. Before and during the design of a clients estate plan, the professional can provide value as part of the advisor team. In a great many scenarios, life insurance products can play a critical role in assuring the financial security the client is looking for. It is the professionals job and duty to how explain how and why. Getting to a trusted position where that is possible, however, is the challenge. This course is based on real questions, concerns and issues encountered over many years, among people at all economic levels, from modest to quite substantial. There is no better way to build trust, confidence and respect than becoming a source of knowledge on the topics and issues presented here. There is an unfortunate, widespread misconception that wills, trusts and estate planning are subjects of interest only to the wealthy. In fact, an estate plan provides the legal mechanism for disposing of property upon death in a way that recognizes wishes and the needs of ones survivors, while minimizing taxes. To- often, however, estate planning is equated with just estate tax planning. Professionals should be sensitive to personal, nonofinancial issues that are usually of a higher priority. For many, estate planning involves, even more importantly, planning for the handling of affairs in case of disability, and the deeply personal medical choices to be made as life nears its end. Estate planning is not just for rich people. Wills and Trusts are just tools in a larger process. You must be careful not to give legal advice, of course. But you can provide a great service simply by explaining, in general terms, how the moving parts work together.

    Duration: 3 hrs.
    Price: $55.00
    No. of Users:
    This course is a concise and practical guide to what every insurance professional should know…
    Credit Type:
    online course
    Online Package
    Credit Hours: 3
    $55.00
    QTY.

* Indicates course duration. This course is not for credit hours.

State Requirements

Required Continuing Education Hours

Life and Health Producers

24 CE hours, including 3 hours of ethics, are required every 2-year license term (see license term below). Producers planning to sell the following product(s) have special training or education requirements as described below:

Special Training/Education Requirements

Annuity Training

*Effective March 29, 2012: All producers currently licensed to sell, solicit, or negotiate annuity products must complete a one-time annuity training course approved for at least 4 hours by September 29, 2012. All producers licensed on or after March 29, 2012 must complete this training prior to selling, soliciting, or negotiating such products. *Residents who satisfy the training requirements of another state that are similar to the Washington law will be deemed compliant for the Washington requirement.

Long-Term Care (LTC)

  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products, producers must complete an initial 8-hour, state-approved LTC training course. Producers may take any 8-hr NAIC approved LTC course for use in any licensed state.
  • Ongoing 4-hour LTC training requirement: From the date of completing the 8-hour initial training requirement, producers must complete 4 hours of state-approved LTC training every 24 months thereafter. Producers may take any 4-hr NAIC approved LTC course for use in any licensed state.

Property and Casualty Producers

24 CE hours, including 3 hours of ethics, are required every 2-year license term (see license term below). Producers planning to sell the following product(s) have special training or education requirements as described below:

Special Training/Education Requirements

Flood Insurance

All Washington producers who sell flood insurance must complete a one-time, 3-hour course approved for the National Flood Insurance Program (NFIP).

License Term

The license term is every 2 years, based on the producer’s date of birth.

Nonresident CE Requirements

Nonresident producers selling, soliciting, or negotiating LTC products are required to complete the same special training/education requirements as resident producers selling these products.

Special Training/Education Requirements

Annuity Training

*Effective March 29, 2012: All producers currently licensed to sell, solicit, or negotiate annuity products must complete a one-time annuity training course approved for at least 4 hours by September 29, 2012. All producers licensed on or after March 29, 2012 must complete this training prior to selling, soliciting, or negotiating such products. *Nonresidents who satisfy the training requirements of another state that are similar to the Washington law will be deemed compliant for the Washington requirement.

Long-Term Care (LTC)

  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products, producers must complete an initial 8-hour, state-approved LTC training course. Nonresident producers may take any 8-hr NAIC approved LTC course for use in any licensed state.
  • Ongoing 4-hour LTC training requirement: From the date of completing the 8-hour initial training requirement, producers must complete 4 hours of state-approved LTC training every 24 months thereafter. Nonresident producers may take any 4-hr NAIC approved LTC course for use in any licensed state.

Nonresident producers selling flood insurance are required to complete the same special training/education requirements as resident producers selling these products.

Special Training/Education Requirements

Flood Insurance

All Washington producers who sell flood insurance must complete a one-time 3-hour course approved for the National Flood Insurance Program (NFIP). Nonresident producers may take any 3-hr approved NFIP course for use in any licensed state.

CE Subject Requirements

  • Category restrictions: Producers must complete 3 hours in approved ethics courses. All other hours may be completed by taking courses approved in any line of authority.
  • Course presentation: Producers may complete the Washington CE requirements through self-study. The self-study course and exam can be either paper or online.
  • Study requirements: Students should read the course material prior to taking the final exam.

Final Exam Requirements

  • Exam proctor requirements: Self-study final exams DO NOT require a monitor.
  • Exam rules: Self-study final exams are open book. Producers may refer to the course material as often as needed. The final exam must be passed with a score of 70 percent or higher to receive credit. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

CE Carryover Allowance

No excess CE credit hours may be carried over to the next 2-year license term.

Course Repetition Rules

A course number may not be taken for credit more than once within 3 calendar years from the original completion date.
Please note: Course numbers for LTC and annuity courses are the same for all providers and are changed by Washington every 2 years.

CE Exemptions

Resident adjusters and producers holding only limited credit insurance, travel insurance, or surety licenses are exempt from CE requirements.

State Contact Information

Washington Office of the Insurance Commissioner
Phone: 360-725-7144
Fax: 360-586-2019
Email: licinfo@oic.wa.gov
Mailing Address: P.O.Box 40257
Olympia, WA 98504-0257